Estate planning at Truliant FCU
How to protect 17 Truliant FCU accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Phone1-800-822-0382
Mailing Address
Truliant FCU, P.O. Box 26000, Winston-Salem, NC 27114-6000
WebsiteLearn more →
Phone1-800-822-0382
Mailing Address
Truliant FCU, P.O. Box 26000, Winston-Salem, NC 27114-6000
WebsiteLearn more →
Death Claims
Phone1-800-822-0382
Toll-Free1-800-822-0382
Fax1-336-794-5108
Mailing Address
Truliant Federal Credit Union, 3200 Truliant Way, Winston-Salem, NC 27103
WebsiteNotify online →
Verified Feb 2026
Truliant FCU is a credit union offering 17 accounts that interact with estate planning in different ways. As a membership-based credit union, Truliant FCU headquartered at 3200 Truliant Way, Winston-Salem, NC 27103. 42 branch locations across North Carolina, South Carolina, and Virginia. Significant presence in the Piedmont Triad and Charlotte areas of NC. Understanding how each account transfers at death—and which ones a trust can hold—helps families avoid probate delays and unintended outcomes.
Beneficiary designations at Truliant FCU can be managed in branch, by mail, and by phone, typically taking 15-30 minutes. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
Truliant FCU provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 17 account types at Truliant FCU.
View details →When someone dies
Death claim process
10-step process, 5 required documents, and contact information for survivors.
View details →Truliant FCU operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Yes. Truliant offers both revocable and irrevocable trust accounts, which are classified as Specialty Accounts. You will need to provide the complete trust document or Certificate of Trust, government-issued photo ID for all trustees, and the trust EIN. Visit a branch or call (800) 822-0382 to learn about the specific documentation required for your trust type.
Truliant offers estate planning advisory services through Truliant Financial Advisors at (336) 293-2457. Securities and advisory services are provided through LPL Financial (member FINRA/SIPC). These advisors can coordinate with your legal and/or tax professional for financial planning, portfolio management, retirement strategies, and estate planning. Truliant does not offer will writing services and recommends hiring a local attorney.
Truliant accepts both types as Specialty Accounts. A revocable trust can be modified or dissolved by the grantor during their lifetime, and assets remain accessible. An irrevocable trust generally cannot be changed once established, and the grantor relinquishes control of the assets. Both require trust documentation, trustee identification, and a trust EIN to open. Contact Truliant at (800) 822-0382 for documentation requirements specific to your trust type.
Add-On Banking is a secondary checking account for members who need multiple accounts. It is free as long as your Essentials Plus or Reserve Plus account remains open; otherwise, a $10 monthly maintenance fee applies. Like all Truliant deposit accounts, Add-On Banking is eligible for POD beneficiary designations and can be retitled to a trust.
Yes. Trusts may be named as the beneficiary on Traditional IRA, Roth IRA, SEP IRA, and IRA Certificate accounts at Truliant. Contact (800) 822-0382 or visit a branch to request a beneficiary designation form. You will need to provide the trust name, date, and EIN when designating a trust as beneficiary.
Phone1-800-822-0382
Mailing Address
Truliant FCU, P.O. Box 26000, Winston-Salem, NC 27114-6000
WebsiteLearn more →
Phone1-800-822-0382
Mailing Address
Truliant FCU, P.O. Box 26000, Winston-Salem, NC 27114-6000
WebsiteLearn more →
Death Claims
Phone1-800-822-0382
Toll-Free1-800-822-0382
Fax1-336-794-5108
Mailing Address
Truliant Federal Credit Union, 3200 Truliant Way, Winston-Salem, NC 27103
WebsiteNotify online →
Verified Feb 2026
Estate planning resources for Truliant FCU customers
Tools and documents to help protect your Truliant FCU accounts.
Do I Need a Revocable Trust?
Answer questions about your estate size, real estate, family situation, and privacy preferences to see how a revocable trust compares to a will alone.
Take the Quiz
Are My Beneficiary Designations Protected?
See how your state handles beneficiary designations after divorce, inherited IRA creditor protection, and spousal consent requirements for retirement accounts.
Check Now
What Does Estate Planning Actually Cost?
See the true cost of estate planning. Compare SimplyTrust, Trust & Will, LegalZoom, and attorneys including life events like marriage, divorce, and having children.
Compare Costs