How to name beneficiaries and fund a trust at Synovus
Covers 9 deposit, 1 retirement, 1 investment, and 2 lending accounts — beneficiaries must be updated in-branch
Brand change
Synovus completed an $8.6B all-stock merger with Pinnacle Financial Partners, Inc. on January 1-2, 2026. The Synovus brand continues operating during the transition; full brand consolidation under the Pinnacle name is expected in the first half of 2027. Effective January 2026.
Synovus is now part of Pinnacle Bank. The procedures below reflect Synovus's accounts during the transition. View the Pinnacle Bank estate planning page.
Phone1-888-796-6887
Toll-Free1-888-796-6887
Mailing Address
Synovus, P.O. Box 120, Columbus, GA 31902
Trust & Wealth Services (Family Asset Management)
Mortgage Customer Service
Mortgage Hardship & Loss Mitigation
Synovus Securities
Health Savings Account
Lost/Stolen Card (24/7)
WebsiteLearn more→
Phone1-888-796-6887
Toll-Free1-888-796-6887
Mailing Address
Synovus, P.O. Box 120, Columbus, GA 31902
Trust & Wealth Services (Family Asset Management)
Mortgage Customer Service
Mortgage Hardship & Loss Mitigation
Synovus Securities
Health Savings Account
Lost/Stolen Card (24/7)
WebsiteLearn more→
Death Claims
Phone1-888-796-6887
Toll-Free1-888-796-6887
Mailing Address
Synovus Bank, P.O. Box 120, Columbus, GA 31902
Mortgage Death Claims
Verified Jul 2026
Estate planning for your Synovus accounts starts with understanding how each one transfers at death. Beneficiary designations and trust retitling both bypass probate, but the right approach depends on the account type, your tax situation, and how much control you want over distributions.
Synovus offers 13 accounts, each with its own transfer rules. The sections below cover how to set up beneficiaries, fund a trust, and which products support each approach.
Synovus Plus CheckingSynovus Inspire CheckingBudget CheckingStudent CheckingSynovus Personal SavingsSynovus Minor SavingsSynovus Holiday SavingsSynovus Relationship Money Market AccountSynovus Certificate of Deposit
1
Visit a Synovus branch (https://www.synovus.com/locations/):
- Bring a valid government-issued photo ID
- Request to add or update POD beneficiaries on your account
2
Complete the designation form:
- Complete the POD beneficiary designation form with a banker
- Name primary and contingent beneficiaries
- For trusts: provide trust name, trustee information, and trust EIN
3
Receive confirmation of your beneficiary designations
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Name primary and contingent beneficiaries for all accounts
- Trusts can be named as beneficiaries with trust name, trustee, and EIN
- Assets in POD accounts pass outside of probate to named beneficiaries
- Review beneficiaries periodically, especially after marriage, divorce, or birth of children
- Named beneficiaries override your will
Sources
Data sourced from Synovus primary sources (20 pages reviewed). How we research.
Download these Synovus instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Synovus primary sources. Bring it to the branch or keep it beside the phone.
Phone1-888-796-6887
Toll-Free1-888-796-6887
Mailing Address
Synovus, P.O. Box 120, Columbus, GA 31902
Trust & Wealth Services (Family Asset Management)
Mortgage Customer Service
Mortgage Hardship & Loss Mitigation
Synovus Securities
Health Savings Account
Lost/Stolen Card (24/7)
WebsiteLearn more→
Phone1-888-796-6887
Toll-Free1-888-796-6887
Mailing Address
Synovus, P.O. Box 120, Columbus, GA 31902
Trust & Wealth Services (Family Asset Management)
Mortgage Customer Service
Mortgage Hardship & Loss Mitigation
Synovus Securities
Health Savings Account
Lost/Stolen Card (24/7)
WebsiteLearn more→
Death Claims
Phone1-888-796-6887
Toll-Free1-888-796-6887
Mailing Address
Synovus Bank, P.O. Box 120, Columbus, GA 31902
Mortgage Death Claims
Verified Jul 2026
Estate planning articles
Learn how to protect your Synovus accounts and other assets with trusts, beneficiary designations, and estate planning documents.
