Estate planning at Pinnacle Bank
How to protect 16 Pinnacle Bank accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through Pinnacle Bank's Pinnacle Wealth Management -- Trust
Pinnacle Bank, 21 Platform Way S., Suite 2300, Nashville, TN 37203
Pinnacle Wealth Management -- Trust
Pinnacle Bank, 21 Platform Way S., Suite 2300, Nashville, TN 37203
Death Claims
Pinnacle Bank, 21 Platform Way S., Suite 2300, Nashville, TN 37203
Pinnacle Bank offers 16 consumer accounts that interact with estate planning in distinct ways. Of those, 14 can name a trust as beneficiary or be retitled into a trust. Understanding the transfer methods available for each account type helps families keep assets out of probate and ensure they pass to the right people.
Managing beneficiaries at Pinnacle Bank is straightforward—changes can be made in branch and by phone, typically taking 15-30 minutes in branch. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
Pinnacle Bank provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 16 account types at Pinnacle Bank.
View details →When someone dies
Death claim process
Contact Pinnacle Bank's Pinnacle Wealth Management -- Trust to file a claim. 5-step process, 6 required documents, and contact information for survivors.
View details →For questions about any of these procedures, contact Pinnacle Bank's Pinnacle Wealth Management -- Trust at 1-800-264-3613.
Because Pinnacle Bank serves a limited number of states, procedures for trust funding and beneficiary changes may differ depending on your location. Verify availability before starting.
Frequently asked questions
Yes. Checking, savings, money market, and CD accounts can be retitled to a revocable living trust. Visit a Pinnacle Bank office with your trust agreement or Certificate of Trust, government-issued photo ID for all trustees, and the trust tax identification number. Pinnacle's account agreement notes that the bank "will not read or attempt to interpret trust documents" and assumes no duty to monitor a trustee's conduct, so bring a Certificate of Trust that plainly states the trust name, the trustees, and the successor trustee. Pinnacle's trust division separately provides personal trust, estate administration, investment management, and custody services, administered locally. Investment accounts through Pinnacle Asset Management or Wealth Advisors are retitled by your advisor, not the branch. Allow 1-2 weeks for processing.
Pinnacle Financial Partners completed its $8.6 billion all-stock merger with Synovus Financial Corp. on January 2, 2026, creating a $117.2 billion asset Southeast regional banking leader with approximately 400 offices across 9 states. The holding company is headquartered at 3400 Overton Park Drive, Atlanta, GA 30339, with banking operations headquartered in Nashville, TN. During the transition period, customer-facing banking continues under both the Pinnacle and Synovus brands, with system and brand conversions expected in the first half of 2027 (likely around the beginning of Q2 2027). Account numbers, mobile apps, and product names may change at conversion -- Pinnacle has stated it is too early to confirm specifics. Pinnacle customers have immediate free access to Synovus ATMs during the integration period. Until conversion, Pinnacle offices cannot process Synovus transactions and vice versa. Existing Synovus account numbers and access remain active during the transition. Branch closures are expected to be minimal due to limited geographic overlap.
Sources
Data sourced from Pinnacle Bank primary sources (22 pages reviewed). How we research.
Pinnacle Bank, 21 Platform Way S., Suite 2300, Nashville, TN 37203
Pinnacle Wealth Management -- Trust
Pinnacle Bank, 21 Platform Way S., Suite 2300, Nashville, TN 37203
Death Claims
Pinnacle Bank, 21 Platform Way S., Suite 2300, Nashville, TN 37203
Estate planning articles
Learn how to protect your Pinnacle Bank accounts and other assets with trusts, beneficiary designations, and estate planning documents.
