Estate planning at SCCU
How to protect 15 SCCU accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Space Coast Credit Union, P.O. Box 419001, Melbourne, FL 32941-9001
Space Coast Credit Union, P.O. Box 419001, Melbourne, FL 32941-9001
Operations - Estate Services
Space Coast Credit Union, ATTN: Operations, PO Box 419001, Melbourne, FL 32941
How your SCCU accounts transfer at death depends on how each one is set up. As a membership-based credit union, SCCU serves more than 685,000 members in 34 Florida counties with 70 branch locations. Third-largest credit union in Florida with over $9 billion in assets. Membership open to anyone who lives or works in the counties SCCU serves. With 15 account types, the transfer rules vary—getting the right designations in place now prevents delays and court involvement later.
Beneficiary designations at SCCU can be managed in branch, by mail, and by phone, typically taking 15-30 minutes. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
SCCU provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 15 account types at SCCU.
View details →When someone dies
Death claim process
5-step process, 6 required documents, and contact information for survivors.
View details →SCCU is not available nationwide. Estate planning procedures may vary by state, so confirm that your location is served before making account changes.
Frequently asked questions
Visit any SCCU branch with your complete trust agreement or Certificate of Trust, government-issued ID for all trustees, and the trust EIN or SSN. Trust accounts follow a separate process from standard POD designations -- retitling an existing account will revoke any existing POD designations on that account. Contact SCCU at 800-447-7228 to initiate the process. IRA accounts cannot be retitled to a trust, but a trust can be named as IRA beneficiary.
Sources
Data sourced from SCCU primary sources (23 pages reviewed). How we research.
Space Coast Credit Union, P.O. Box 419001, Melbourne, FL 32941-9001
Space Coast Credit Union, P.O. Box 419001, Melbourne, FL 32941-9001
Operations - Estate Services
Space Coast Credit Union, ATTN: Operations, PO Box 419001, Melbourne, FL 32941
Estate planning articles
Learn how to protect your SCCU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
