How to name beneficiaries and fund a trust at SILAC
Covers 6 insurance accounts — beneficiaries can be updated by phone
SILAC
Subsidiary of SILAC, Inc. (pending acquisition by Hildene Capital Management, LLC, announced December 2025, expected to close mid-2026)
silacins.com→
Customer Service
SILAC Insurance Company, PO Box 30245, Salt Lake City, UT 84130-0245
Customer Service
SILAC Insurance Company, PO Box 30245, Salt Lake City, UT 84130-0245
Death Claims
SILAC Insurance Company, PO Box 30245, Salt Lake City, UT 84130-0245
For SILAC policyholders, estate planning comes down to one critical step: making sure the right beneficiaries are named on every policy. Insurance proceeds bypass probate entirely and go directly to whoever is listed—regardless of what a will says. When estate tax planning or controlled distributions are a factor, a trust can be named as beneficiary instead.
Each of SILAC's 6 policies has different rules for how it transfers at death. The sections below explain the options for each.
- General Customer Service: 800-352-5150 (Monday-Friday, 9:00 a.m. to 6:00 p.m. MST)
- FIA Service Center: 888-352-5122 (Monday-Friday, 6:30 a.m. to 5:00 p.m. MST)
- MYGA Service Center: 833-889-0910 (Monday-Friday, 6:00 a.m. to 3:00 p.m. MST)
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- If joint owners exist, the surviving owner is the sole primary beneficiary per contract terms
- A physical street address is required for the annuitant, owner, and joint owner per USA Patriot Act requirements
- If the owner is not a natural person (e.g., trust or entity), the authorized representative must sign and provide documentation of authorization
- Separate beneficiary forms are required for California contracts (CA-specific version available)
Sources
Data sourced from SILAC primary sources (19 pages reviewed). How we research.
Download these SILAC instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against SILAC primary sources. Bring it to the branch or keep it beside the phone.
SILAC
Subsidiary of SILAC, Inc. (pending acquisition by Hildene Capital Management, LLC, announced December 2025, expected to close mid-2026)
silacins.com→Customer Service
SILAC Insurance Company, PO Box 30245, Salt Lake City, UT 84130-0245
Customer Service
SILAC Insurance Company, PO Box 30245, Salt Lake City, UT 84130-0245
Death Claims
SILAC Insurance Company, PO Box 30245, Salt Lake City, UT 84130-0245
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