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OverviewPreparing your estateWhen someone dies
OverviewPreparing your estateWhen someone dies
SimplyTrust forms
Letter of Instruction
Home→Financial Institutions→SILAC→Preparing your estate

How to name beneficiaries and fund a trust at SILAC

Covers 6 insurance accounts — beneficiaries can be updated by phone

SILAC

Subsidiary of SILAC, Inc. (pending acquisition by Hildene Capital Management, LLC, announced December 2025, expected to close mid-2026)

silacins.com→
SILAC logo

Customer Service

Phone1-800-352-5150
EmailAnnuity.CE@SILACIns.com
Mailing Address

SILAC Insurance Company, PO Box 30245, Salt Lake City, UT 84130-0245

FIA Service Center
1-888-352-5122
MYGA Service Center
1-833-889-0910
New Business
1-888-352-5178
Agency Services
1-888-352-5120
LTC Customer Experience
1-888-352-5124
WebsiteLearn more→

Customer Service

Phone1-800-352-5150
EmailAnnuity.CE@SILACIns.com
Mailing Address

SILAC Insurance Company, PO Box 30245, Salt Lake City, UT 84130-0245

FIA Service Center
1-888-352-5122
MYGA Service Center
1-833-889-0910
New Business
1-888-352-5178
Agency Services
1-888-352-5120
LTC Customer Experience
1-888-352-5124
WebsiteLearn more→

Death Claims

Phone1-800-352-5150
Toll-Free1-800-352-5150
EmailAnnuity.CE@SILACIns.com
Mailing Address

SILAC Insurance Company, PO Box 30245, Salt Lake City, UT 84130-0245

WebsiteNotify online→
Verified Jul 2026

For SILAC policyholders, estate planning comes down to one critical step: making sure the right beneficiaries are named on every policy. Insurance proceeds bypass probate entirely and go directly to whoever is listed—regardless of what a will says. When estate tax planning or controlled distributions are a factor, a trust can be named as beneficiary instead.

Each of SILAC's 6 policies has different rules for how it transfers at death. The sections below explain the options for each.

SILAC Vega Series Fixed Indexed AnnuitySILAC Teton Series Fixed Indexed AnnuitySILAC Denali Series Fixed Indexed AnnuitySILAC Evolve Series Fixed Indexed AnnuitySILAC Secure Savings Multi-Year Guaranteed Annuity (MYGA)SILAC Secure Savings Elite Multi-Year Guaranteed Annuity (MYGA)
1
Call the appropriate SILAC service center:
  • General Customer Service: 800-352-5150 (Monday-Friday, 9:00 a.m. to 6:00 p.m. MST)
  • FIA Service Center: 888-352-5122 (Monday-Friday, 6:30 a.m. to 5:00 p.m. MST)
  • MYGA Service Center: 833-889-0910 (Monday-Friday, 6:00 a.m. to 3:00 p.m. MST)
2
Request the Request to Change Beneficiary form or instructions for downloading it at silacins.com/support/forms
3
Complete and return the form by mail to SILAC Insurance Company, PO Box 30245, Salt Lake City, UT 84130-0245

Required Documents

  • Trust name, date established, and tax ID (EIN or SSN)

Special Requirements

  • If joint owners exist, the surviving owner is the sole primary beneficiary per contract terms
  • A physical street address is required for the annuitant, owner, and joint owner per USA Patriot Act requirements
  • If the owner is not a natural person (e.g., trust or entity), the authorized representative must sign and provide documentation of authorization
  • Separate beneficiary forms are required for California contracts (CA-specific version available)
SimplyTrustSimplyTrust Editorial·Updated July 7, 2026

Sources

  • silacins.com
  • media.silacins.com
  • businesswire.com
  • news.ambest.com

Data sourced from SILAC primary sources (19 pages reviewed). How we research.

Download these SILAC instructions

Download instructions for the whole estate→

A printable PDF with the steps, required documents, and contact details — verified against SILAC primary sources. Bring it to the branch or keep it beside the phone.

SILAC

Subsidiary of SILAC, Inc. (pending acquisition by Hildene Capital Management, LLC, announced December 2025, expected to close mid-2026)

silacins.com→
SILAC logo

Customer Service

Phone1-800-352-5150
EmailAnnuity.CE@SILACIns.com
Mailing Address

SILAC Insurance Company, PO Box 30245, Salt Lake City, UT 84130-0245

FIA Service Center
1-888-352-5122
MYGA Service Center
1-833-889-0910
New Business
1-888-352-5178
Agency Services
1-888-352-5120
LTC Customer Experience
1-888-352-5124
WebsiteLearn more→

Customer Service

Phone1-800-352-5150
EmailAnnuity.CE@SILACIns.com
Mailing Address

SILAC Insurance Company, PO Box 30245, Salt Lake City, UT 84130-0245

FIA Service Center
1-888-352-5122
MYGA Service Center
1-833-889-0910
New Business
1-888-352-5178
Agency Services
1-888-352-5120
LTC Customer Experience
1-888-352-5124
WebsiteLearn more→

Death Claims

Phone1-800-352-5150
Toll-Free1-800-352-5150
EmailAnnuity.CE@SILACIns.com
Mailing Address

SILAC Insurance Company, PO Box 30245, Salt Lake City, UT 84130-0245

WebsiteNotify online→
Verified Jul 2026

Estate planning articles

Learn how to protect your SILAC accounts and other assets with trusts, beneficiary designations, and estate planning documents.

When you're ready, we're here.

A revocable living trust skips probate, stays private, and takes 15 minutes.

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Estate planning articles

Learn how to protect your SILAC accounts and other assets with trusts, beneficiary designations, and estate planning documents.

Reimbursable Trustee Expenses: A Clear Overview

Reimbursable Trustee Expenses: A Clear Overview

Which trustee expenses does a trust reimburse?
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Refundable Executor Expenses: What Estates Cover

Refundable Executor Expenses: What Estates Cover

Learn which out-of-pocket costs executors recover from estates.
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Dave Ramsey on Trusts: What We Agree and Disagree On

Dave Ramsey on Trusts: What We Agree and Disagree On

Dave Ramsey on trusts: any estate plan at all is a good thing. We agree about that. There's one thing we don't agree with him about on trusts, though.
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Jean Chatzky on Estate Planning: It’s a Gift

Jean Chatzky on Estate Planning: It’s a Gift

On estate planning, Jean Chatzky's most important reframe may be the simplest one. She says estate planning isn’t about your passing, it’s about your love for family.
Estate Planning
SimplyTrustSimplyTrust EditorialJuly 6, 2026
Robert Kiyosaki on Trusts: A Structural Necessity

Robert Kiyosaki on Trusts: A Structural Necessity

According to Robert Kiyosaki, trusts are a necessity for everyone, not only the wealthy.
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SimplyTrustSimplyTrust EditorialJune 30, 2026
Ramit Sethi on Estate Planning: Start With a Living Trust

Ramit Sethi on Estate Planning: Start With a Living Trust

Ramit Sethi on estate planning: start with a living trust and have regular conversations with your heirs about how to manage finances when the trust becomes active.
Trusts
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Is this your situation?

Get a complete guide for your specific circumstances.

New Baby or Adoption

New Baby or Adoption

Your family is growing. Your protection should too. Guardian nominations, trusts for minors, beneficiary updates, and the documents new parents need in place.

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Marriage

Marriage

What married couples need in place: one joint trust or two, wills, beneficiary updates, and the spousal rights your state grants you automatically.

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New Home

New Home

How to put your house in a revocable trust: the deed you record, what it does to your mortgage and property taxes, and when a TOD deed is simpler.

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Retirement

Retirement

Retirement changes your financial picture. Healthcare directives, beneficiary reviews, long-term care planning, and protecting what you've built.

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