Estate planning options at ShareBuilder 401k
Who inherits your ShareBuilder 401k retirement retirement accounts is determined by the beneficiary designation on file—not by your will. This makes keeping designations current one of the most important estate planning steps, especially because the choice of beneficiary also affects how inherited distributions are taxed.
ShareBuilder 401k has 5 retirement accounts with different estate transfer rules. Here is how beneficiary designations, trust ownership, and probate apply to each one.
What ShareBuilder 401k says about beneficiaries
Each section is ShareBuilder 401k's own statement, with the document it comes from numbered under Sources.
Which accounts take a beneficiary1
- Employer retirement plan
Employees determine a beneficiary as part of enrolling in a ShareBuilder 401k plan, following the instructions in the employer's announcement to employees.1
Not in ShareBuilder 401k's published guidance1
- What the owner provides to name a beneficiary
Sources1
Sources
Data sourced from ShareBuilder 401k primary sources (10 pages reviewed). How we research.
Download these ShareBuilder 401k instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against ShareBuilder 401k primary sources. Bring it to the branch or keep it beside the phone.
ShareBuilder 401k estate support
ShareBuilder 401k
Phone
Sales Team
Plan Sponsor Customer Support
Plan Participant Customer Support
Participant Services (ShareBuilder 401K participant website)
Hours
Mailing address
Website
Estate requests go through general customer service.
Estate planning articles
Learn how to protect your ShareBuilder 401k accounts and other assets with trusts, beneficiary designations, and estate planning documents.
Is this your situation?
Get a complete guide for your specific circumstances.
New Baby or Adoption
Your family is growing. Your protection should too. Guardian nominations, trusts for minors, beneficiary updates, and the documents new parents need in place.
Learn more
Marriage
What married couples need in place: one joint trust or two, wills, beneficiary updates, and the spousal rights your state grants you automatically.
Learn more
New Home
How to put your house in a revocable trust: the deed you record, what it does to your mortgage and property taxes, and when a TOD deed is simpler.
Learn more
Retirement
Retirement changes your financial picture. Healthcare directives, beneficiary reviews, long-term care planning, and protecting what you've built.
Learn moreForms for Planning Your Estate
Free forms for planning your estate: a will, living trust, pour-over will, both powers of attorney, living will, and TOD deed.
Revocable Living Trust
Create a revocable living trust to avoid probate, protect privacy, and control asset distribution.
Last Will and Testament
Name your heirs, guardians, and final wishes. Free for every state.
Transfer on Death Deed
Transfer real property to a beneficiary upon your death without probate. Available in 34 states and the District of Columbia.
Tools for Planning Your Estate
Free tools for planning your estate: what a will or trust costs, whether you need a trust or TOD deed, and how documents are signed.
How Much Does a Revocable Living Trust Cost?
Compare revocable living trust costs across providers including online services and attorneys.
How Does SimplyTrust Compare to LegalZoom, Trust & Will, and Other Services?
Compare what it costs to make a trust official across SimplyTrust, LegalZoom, Trust & Will, Rocket Lawyer, and Quicken WillMaker.
Do I Need a Revocable Trust?
Find out if a revocable trust makes sense based on your state, estate value, and family situation.
Trust or Will: Which Costs Less?
Compare the cost of probate vs a trust for your state and estate value.
What Does Estate Planning Actually Cost?
Compare costs across estate planning providers including online services and attorneys.
How Much Life Insurance Do I Need?
Calculate your life insurance needs based on income, debts, and family situation.
