Estate planning at Security Service FCU
How to protect 15 Security Service FCU accounts — manage beneficiaries online, fund a trust in-branch, and file death claims
Security Service FCU, P.O. Box 691510, San Antonio, TX 78269-1510
Security Service FCU, P.O. Box 691510, San Antonio, TX 78269-1510
Survivor Assistance
Security Service Federal Credit Union, Attn: Account Services Survivor Assistance, P.O. Box 691510, San Antonio, TX 78269-1510
Security Service FCU offers 15 accounts, each with its own rules for what happens when a member dies. As a membership-based credit union, Security Service FCU headquartered at 15000 IH 10 West, San Antonio, TX 78249. Operates 70 branch locations across Texas, Colorado, and Utah. Serves over 779,000 members with approximately $13.5 billion in assets. The 2nd largest credit union in Texas and 5th largest in the United States. More than 2,400 ways to qualify for membership. Originally a military credit union; now open to anyone who lives, works, worships, attends school, volunteers, or has a business in TX, CO, or UT. Family and household members of current members also eligible. Access to 5,000+ shared branching locations and 35,000+ ATMs nationwide through Co-Op Financial Services. Some transfer automatically to a named beneficiary, others can be held in a trust, and a few may require probate if no plan is in place.
Managing beneficiaries at Security Service FCU is straightforward—changes can be made online, in branch, by mail, and by phone, typically taking 10-15 minutes online; 15-30 minutes at branch; 1-2 weeks by mail. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
Security Service FCU provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to manage beneficiaries online, fund a trust in-branch, and review 15 account types at Security Service FCU.
View details →When someone dies
Death claim process
5-step process, 6 required documents, and contact information for survivors.
View details →Because Security Service FCU serves a limited number of states, procedures for trust funding and beneficiary changes may differ depending on your location. Verify availability before starting.
Frequently asked questions
Each POD beneficiary named on a Security Service deposit account provides an additional $250,000 in NCUA insurance coverage per beneficiary. For example, naming four POD beneficiaries on a single account raises the insured amount to $1,000,000 for that account. This stacking of coverage is a meaningful estate planning consideration for members with large deposit balances who are planning how to pass assets outside of probate.
Sources
Data sourced from Security Service FCU primary sources (25 pages reviewed). How we research.
Security Service FCU, P.O. Box 691510, San Antonio, TX 78269-1510
Security Service FCU, P.O. Box 691510, San Antonio, TX 78269-1510
Survivor Assistance
Security Service Federal Credit Union, Attn: Account Services Survivor Assistance, P.O. Box 691510, San Antonio, TX 78269-1510
Estate planning articles
Learn how to protect your Security Service FCU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
