Estate planning options at Resolution Life
Resolution Life has changed ownershipAcquired, effective October 2025
Nippon Life Insurance Company completed its acquisition of 100% of Resolution Life's shares on 31 October 2025. Resolution Life operates under its own name as part of the Nippon Life group. Moses Ojeisekhoba became CEO on July 1, 2026, and Sir Clive Cowdery continues as Executive Chairman.
For Resolution Life policyholders, estate planning comes down to one critical step: making sure the right beneficiaries are named on every policy. Insurance proceeds bypass probate entirely and go directly to whoever is listed—regardless of what a will says. When estate tax planning or controlled distributions are a factor, a trust can be named as beneficiary instead.
Each of Resolution Life's 1 policies has different rules for how it transfers at death. The sections below explain the options for each.
Beneficiary form at Resolution Life
Beneficiary change form.
- Life Insurance Customer Service: 877-886-5050, Monday-Friday 9 a.m. - 7 p.m. Eastern
- Annuity Contract Service: 855-720-0409, Monday-Friday 9 a.m. - 7 p.m. Eastern
- Email for all policyholder and agent service: liferequest@resolutionlife.us
- Policyholder services online: the customer portal
- Life Insurance & Annuity Contract Service: 800-238-9671, Monday-Friday 8 a.m. - 8 p.m. Eastern
- Inquiries and policy form submissions: fnwlrequest@lifeservice.farmersinsurance.com
What Resolution Life says about beneficiaries
Each section is Resolution Life's own statement, with the document it comes from numbered under Sources.
Beneficiary forms Resolution Life issues1
- Beneficiary change form
Sent by the institution on request.1
Not in Resolution Life's published guidance3
- What the owner provides to name a beneficiary
- A beneficiary form to download
- Fax number for beneficiary changes
Sources1
Sources
Data sourced from Resolution Life primary sources (5 pages reviewed). How we research.
Download these Resolution Life instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Resolution Life primary sources. Bring it to the branch or keep it beside the phone.
Resolution Life estate support
Life Insurance Customer Service
Phone
Annuity Contract Service
Farmers New World Life — Life Insurance & Annuity Service
Hours
Mailing address
Website
Estate requests go through general customer service.
Estate planning articles
Learn how to protect your Resolution Life accounts and other assets with trusts, beneficiary designations, and estate planning documents.
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New Baby or Adoption
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Marriage
What married couples need in place: one joint trust or two, wills, beneficiary updates, and the spousal rights your state grants you automatically.
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New Home
How to put your house in a revocable trust: the deed you record, what it does to your mortgage and property taxes, and when a TOD deed is simpler.
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Retirement
Retirement changes your financial picture. Healthcare directives, beneficiary reviews, long-term care planning, and protecting what you've built.
Learn moreForms for Planning Your Estate
Free forms for planning your estate: a will, living trust, pour-over will, both powers of attorney, living will, and TOD deed.
Revocable Living Trust
Create a revocable living trust to avoid probate, protect privacy, and control asset distribution.
Last Will and Testament
Name your heirs, guardians, and final wishes. Free for every state.
Transfer on Death Deed
Transfer real property to a beneficiary upon your death without probate. Available in 34 states and the District of Columbia.
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