How to designate beneficiaries at Resolution Life

Covers 7 insurance accounts — beneficiaries can be updated by phone

Brand change

Nippon Life Insurance Company completed its acquisition of 100% of Resolution Life's shares on 31 October 2025. Resolution Life continues to operate under its own name and remains the servicer and payer on every US block listed here -- policyholder contacts, claims portals, and phone numbers are unchanged. Nothing about a claim changes because of the Nippon Life deal. Effective October 2025.

The procedures below reflect Resolution Life's accounts. Account servicing may transfer as the change takes effect.

Resolution Life

Subsidiary of Nippon Life Insurance Company

resolutionlife.com
Resolution Life logo

US Policyholder Service (Voya/ING legacy block)

Mailing Address

Resolution Life, 1475 Dunwoody Drive, West Chester, PA 19380

Legacy annuity contract service (Voya/ING block)
Farmers New World Life policy and annuity service

US Policyholder Service (Voya/ING legacy block)

Mailing Address

Resolution Life, 1475 Dunwoody Drive, West Chester, PA 19380

Legacy annuity contract service (Voya/ING block)
Farmers New World Life policy and annuity service

Claims (Voya/ING legacy block)

Mailing Address

Resolution Life, 1475 Dunwoody Drive, West Chester, PA 19380

Farmers New World Life claims (Mon-Fri 9 a.m. - 9 p.m. ET)
Verified Jul 2026

For Resolution Life policyholders, estate planning comes down to one critical step: making sure the right beneficiaries are named on every policy. Insurance proceeds bypass probate entirely and go directly to whoever is listed—regardless of what a will says. When estate tax planning or controlled distributions are a factor, a trust can be named as beneficiary instead.

Each of Resolution Life's 7 policies has different rules for how it transfers at death. The sections below explain the options for each.

Legacy Term Life InsuranceLegacy Whole Life InsuranceLegacy Universal Life InsuranceLegacy Variable Life InsuranceLegacy Fixed AnnuityLegacy Variable AnnuityLegacy Indexed Annuity
1
Identify which servicing track holds your policy before you call:
  • Read the carrier name printed on the policy -- it will not say Resolution Life
  • Enter that carrier name in the lookup tool at https://www.resolutionlife.com/policyholders/ to confirm the servicing track
  • Voya/ING legacy block (ReliaStar, Security Life of Denver, Southland, Northwestern National, Equitable Life of Iowa, Midwestern United, Venerable, Voya, ING): life insurance service at 877-886-5050, Monday-Friday 9 a.m. to 7 p.m. ET
  • Same block, ANNUITY contracts: a different line -- 855-720-0409, Monday-Friday 9 a.m. to 7 p.m. ET
  • Farmers New World Life block: 800-238-9671, Monday-Friday 8 a.m. to 8 p.m. ET
2
Give the representative the policy or contract number and your identifying information as the policy owner
3
Request the beneficiary change form for your specific policy type; Resolution Life issues the form that matches the original issuing carrier's contract, so it is not a single universal form

Required Documents

  • Trust name, date established, and tax ID (EIN or SSN)

Special Requirements

  • A trust can be named as beneficiary on any of these legacy life policies and annuity contracts
  • Primary and contingent beneficiaries are allowed; allocations must total 100%
  • The beneficiary designation on the policy controls the payout -- a will cannot redirect it
  • There is no single universal beneficiary form. Because Resolution Life services blocks from many original carriers, the form you receive is keyed to the original issuing company. Have the policy number ready so the right one is sent
  • Life insurance and annuity contracts on the Voya/ING block are serviced by different teams on different phone numbers (877-886-5050 vs 855-720-0409)
  • In community property states, spousal consent may be required on the beneficiary change form
  • Resolution Life publishes no downloadable beneficiary-change PDF on its public site. The form is issued on request; do not download a form from the original carrier's website and assume Resolution Life will accept it
SimplyTrustSimplyTrust Editorial·

Sources

Data sourced from Resolution Life primary sources (13 pages reviewed). How we research.

Download these Resolution Life instructions

Download instructions for the whole estate

A printable PDF with the steps, required documents, and contact details — verified against Resolution Life primary sources. Bring it to the branch or keep it beside the phone.

Estate planning articles

Learn how to protect your Resolution Life accounts and other assets with trusts, beneficiary designations, and estate planning documents.

More estate planning resources

Explore related tools and documents to complete your estate plan.

How Much Does Probate Cost?

Estimate attorney fees, executor fees, court costs, and timeline for probating an estate in your state. See if the estate qualifies for simplified probate procedures.

Use Calculator

Who Inherits Without a Will?

Find out who inherits your estate and how much they get if you die without a will. Based on your state's intestate succession laws.

Use Calculator

How Much Are Estate & Inheritance Taxes?

Calculate federal estate tax, state estate tax (12 states + DC), and inheritance tax (5 states) for an estate or trust.

Use Calculator

What Does Estate Planning Actually Cost?

See the true cost of estate planning. Compare SimplyTrust, Trust & Will, LegalZoom, and attorneys including life events like marriage, divorce, and having children.

Compare Costs

How Much Does a Revocable Living Trust Cost?

Compare the cost of creating a revocable living trust. See how SimplyTrust, Trust & Will, LegalZoom, and attorneys compare over 5 years including life events.

Compare Costs

How Much Does a Will Cost?

Compare the cost of creating a will. See document costs plus probate fees your heirs will pay. Compare SimplyTrust, Trust & Will, LegalZoom, and attorneys.

Compare Costs