How to name beneficiaries and fund a trust at Republic Bank
Covers 11 deposit, 2 retirement, and 2 lending accounts — beneficiaries must be updated in-branch
Customer Care
Phone502-584-3600
Toll-Free1-888-584-3600
Mailing Address
Republic Bank & Trust Company, 601 West Market Street, Louisville, KY 40202
WebsiteLearn more→
Death Claims
Phone502-584-3600
Toll-Free1-888-584-3600
Mailing Address
Republic Bank & Trust Company, 601 West Market Street, Louisville, KY 40202
Verified Apr 2026
Preparing your Republic Bank accounts for estate transfer involves two primary strategies: designating beneficiaries on individual accounts and, where supported, retitling accounts into a revocable living trust. Both approaches bypass probate, but they work differently depending on the account type.
Republic Bank has 15 product types, and the estate transfer rules differ across them. Some support Payable on Death (POD) designations, some can be retitled into a trust, and others will require probate if nothing is set up. Each is covered below.
Simple Access CheckingEasy CheckingFlex CheckingPremium CheckingMilitary Honors CheckingHealth Savings Account (HSA)Easy SavingsAdvantage SavingsMoney Market AccountCertificate of DepositCDARS
1
Visit any Republic Bank banking center and request a POD update
- Request to add or update POD (Payable on Death) beneficiary designation
- Provide beneficiary information: full legal name, date of birth, Social Security number, and relationship
2
Complete and retain the designation form
- Sign the beneficiary designation form
- Retain a copy of the signed form for your records
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- POD beneficiary changes typically require visiting a banking center or completing a paper form
- Trusts named as beneficiaries require trust documentation including trust name, date, and trustee information
- IRA beneficiary changes may require a separate IRA-specific beneficiary designation form
- HSA beneficiary designations have special rules: spouse beneficiaries inherit the HSA; non-spouse beneficiaries receive a taxable distribution
Customer Care
Phone502-584-3600
Toll-Free1-888-584-3600
Mailing Address
Republic Bank & Trust Company, 601 West Market Street, Louisville, KY 40202
WebsiteLearn more→
Death Claims
Phone502-584-3600
Toll-Free1-888-584-3600
Mailing Address
Republic Bank & Trust Company, 601 West Market Street, Louisville, KY 40202
Verified Apr 2026
Estate planning articles
Learn how to protect your Republic Bank accounts and other assets with trusts, beneficiary designations, and estate planning documents.
