How to name beneficiaries and fund a trust at Republic Bank
Covers 11 deposit, 2 retirement, and 2 lending accounts — beneficiaries must be updated in-branch
Customer Care
Republic Bank & Trust Company, Republic Corporate Center, 601 West Market Street, Louisville, KY 40202
Private & Professional Banking
Republic Bank & Trust Company, Republic Corporate Center, 601 West Market Street, Louisville, KY 40202
Customer Care (no separate estate/deceased-account unit is published)
Republic Bank & Trust Company, Republic Corporate Center, 601 West Market Street, Louisville, KY 40202
Preparing your Republic Bank accounts for estate transfer involves two primary strategies: designating beneficiaries on individual accounts and, where supported, retitling accounts into a revocable living trust. Both approaches bypass probate, but they work differently depending on the account type.
Republic Bank has 15 product types, and the estate transfer rules differ across them. Some support Payable on Death (POD) designations, some can be retitled into a trust, and others will require probate if nothing is set up. Each is covered below.
- Request to add or update POD (Payable on Death) beneficiary designation
- Provide beneficiary information: full legal name, date of birth, Social Security number, and relationship
- Sign the beneficiary designation form
- Retain a copy of the signed form for your records
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- POD beneficiary changes typically require visiting a banking center or completing a paper form
- Trusts named as beneficiaries require trust documentation including trust name, date, and trustee information
- IRA beneficiary changes may require a separate IRA-specific beneficiary designation form
- HSA beneficiary designations have special rules: spouse beneficiaries inherit the HSA; non-spouse beneficiaries receive a taxable distribution
Sources
Data sourced from Republic Bank primary sources (26 pages reviewed). How we research.
Download these Republic Bank instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Republic Bank primary sources. Bring it to the branch or keep it beside the phone.
Customer Care
Republic Bank & Trust Company, Republic Corporate Center, 601 West Market Street, Louisville, KY 40202
Private & Professional Banking
Republic Bank & Trust Company, Republic Corporate Center, 601 West Market Street, Louisville, KY 40202
Customer Care (no separate estate/deceased-account unit is published)
Republic Bank & Trust Company, Republic Corporate Center, 601 West Market Street, Louisville, KY 40202
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