How to name beneficiaries and fund a trust at Premier Members CU
Covers 11 deposit, 3 retirement, and 9 lending accounts — beneficiaries must be updated in-branch
Brand change
Premier Members Credit Union merged into Meritrust Credit Union effective August 1, 2025 and now operates under the Meritrust brand. Colorado members are served at colorado.meritrust.org (pmcu.org transitioned on March 8, 2026). Accounts, the routing number (307074535), and the Broomfield headquarters carried over; estate claims are handled under the Meritrust Member Service Agreement (MSA). Do not confuse this credit union with Premier America Credit Union of Chatsworth, California -- a separate, still-independent institution. Effective August 2025.
The procedures below reflect Premier Members CU's accounts. Account servicing may transfer as the change takes effect.
Premier Members CU
Subsidiary of Meritrust Credit Union (merged August 1, 2025; pmcu.org transitioned to colorado.meritrust.org March 8, 2026)
colorado.meritrust.org→
Phone1-303-657-7000
Emailinfo@meritrust.org
Mailing Address
Meritrust Credit Union, 360 Interlocken Blvd, Broomfield, CO 80021
WebsiteLearn more→
Phone1-303-657-7000
Emailinfo@meritrust.org
Mailing Address
Meritrust Credit Union, 360 Interlocken Blvd, Broomfield, CO 80021
WebsiteLearn more→
Member Services
Phone1-303-657-7000
Emailinfo@meritrust.org
Mailing Address
Meritrust Credit Union, 360 Interlocken Blvd, Broomfield, CO 80021
WebsiteNotify online→
Verified Jul 2026
Preparing your Premier Members CU accounts for estate transfer involves two key steps: designating beneficiaries on each account and, where appropriate, retitling accounts into a trust. Because Premier Members CU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Accounts with Payable on Death designations or trust ownership bypass probate entirely.
The transfer rules at Premier Members CU vary across 23 accounts. Below is a breakdown of beneficiary options, trust funding, and which products support each method.
Starter CheckingSmart CheckingPro CheckingGold CheckingMembership Share SavingsHigh Yield SavingsHoliday Club SavingsYoung Educated Savers (YES)Premier Money MarketShare Certificate (CD)Health Savings Account (HSA)
1
Visit any Premier Members Credit Union (Meritrust) branch with a valid government-issued photo ID
2
Request to add or update POD (Payable on Death) beneficiary designations on your deposit accounts
3
Provide beneficiary information:
- Full legal name, date of birth, Social Security number, and relationship for each beneficiary
- Allocation percentages if naming multiple beneficiaries
4
For IRA accounts, complete the IRA Beneficiary Designation form with primary and contingent beneficiary sections
5
Review and sign the updated account documentation
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Trust beneficiary designations may require a copy of the Certification of Trust
- IRA beneficiary changes for married account holders may require spousal consent
Sources
Data sourced from Premier Members CU primary sources (22 pages reviewed). How we research.
Download these Premier Members CU instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Premier Members CU primary sources. Bring it to the branch or keep it beside the phone.
Premier Members CU
Subsidiary of Meritrust Credit Union (merged August 1, 2025; pmcu.org transitioned to colorado.meritrust.org March 8, 2026)
colorado.meritrust.org→Phone1-303-657-7000
Emailinfo@meritrust.org
Mailing Address
Meritrust Credit Union, 360 Interlocken Blvd, Broomfield, CO 80021
WebsiteLearn more→
Phone1-303-657-7000
Emailinfo@meritrust.org
Mailing Address
Meritrust Credit Union, 360 Interlocken Blvd, Broomfield, CO 80021
WebsiteLearn more→
Member Services
Phone1-303-657-7000
Emailinfo@meritrust.org
Mailing Address
Meritrust Credit Union, 360 Interlocken Blvd, Broomfield, CO 80021
WebsiteNotify online→
Verified Jul 2026
Estate planning articles
Learn how to protect your Premier Members CU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
