How to name beneficiaries and fund a trust at Premier Members CU
Covers 11 deposit, 3 retirement, and 9 lending accounts — beneficiaries must be updated in-branch
Brand change
Premier Members Credit Union merged into Meritrust Credit Union effective August 1, 2025 and now operates under the Meritrust brand. Colorado members are served at colorado.meritrust.org (pmcu.org transitioned on March 8, 2026). Accounts, the routing number (307074535), and the Broomfield headquarters carried over; estate claims are handled under the Meritrust Member Service Agreement (MSA). Do not confuse this credit union with Premier America Credit Union of Chatsworth, California -- a separate, still-independent institution. Effective August 2025.
The procedures below reflect Premier Members CU's accounts. Account servicing may transfer as the change takes effect.
Premier Members CU
Subsidiary of Meritrust Credit Union (merged August 1, 2025; pmcu.org transitioned to colorado.meritrust.org March 8, 2026)
colorado.meritrust.org→
Meritrust Credit Union, 360 Interlocken Blvd, Broomfield, CO 80021
Meritrust Credit Union, 360 Interlocken Blvd, Broomfield, CO 80021
Member Services
Meritrust Credit Union, 360 Interlocken Blvd, Broomfield, CO 80021
Preparing your Premier Members CU accounts for estate transfer involves two key steps: designating beneficiaries on each account and, where appropriate, retitling accounts into a trust. Because Premier Members CU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Accounts with Payable on Death designations or trust ownership bypass probate entirely.
The transfer rules at Premier Members CU vary across 23 accounts. Below is a breakdown of beneficiary options, trust funding, and which products support each method.
- Full legal name, date of birth, Social Security number, and relationship for each beneficiary
- Allocation percentages if naming multiple beneficiaries
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Trust beneficiary designations may require a copy of the Certification of Trust
- IRA beneficiary changes for married account holders may require spousal consent
Sources
Data sourced from Premier Members CU primary sources (22 pages reviewed). How we research.
Download these Premier Members CU instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Premier Members CU primary sources. Bring it to the branch or keep it beside the phone.
Premier Members CU
Subsidiary of Meritrust Credit Union (merged August 1, 2025; pmcu.org transitioned to colorado.meritrust.org March 8, 2026)
colorado.meritrust.org→Meritrust Credit Union, 360 Interlocken Blvd, Broomfield, CO 80021
Meritrust Credit Union, 360 Interlocken Blvd, Broomfield, CO 80021
Member Services
Meritrust Credit Union, 360 Interlocken Blvd, Broomfield, CO 80021
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