Estate planning at Premier Members CU
How to protect 23 Premier Members CU accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Brand change
Premier Members Credit Union merged into Meritrust Credit Union effective August 1, 2025 and now operates under the Meritrust brand. Colorado members are served at colorado.meritrust.org (pmcu.org transitioned on March 8, 2026). Accounts, the routing number (307074535), and the Broomfield headquarters carried over; estate claims are handled under the Meritrust Member Service Agreement (MSA). Do not confuse this credit union with Premier America Credit Union of Chatsworth, California -- a separate, still-independent institution. Effective August 2025.
The procedures below reflect Premier Members CU's accounts. Account servicing may transfer as the change takes effect.
Premier Members CU
Subsidiary of Meritrust Credit Union (merged August 1, 2025; pmcu.org transitioned to colorado.meritrust.org March 8, 2026)
colorado.meritrust.org→
Meritrust Credit Union, 360 Interlocken Blvd, Broomfield, CO 80021
Meritrust Credit Union, 360 Interlocken Blvd, Broomfield, CO 80021
Member Services
Meritrust Credit Union, 360 Interlocken Blvd, Broomfield, CO 80021
Premier Members CU offers 23 accounts, each with its own rules for what happens when a member dies. As a membership-based credit union, Premier Members CU operates 19 branch locations across Colorado including Boulder, Broomfield, Longmont, Louisville, Firestone, Thornton, Federal Blvd (Denver), and Airport Rd (Longmont), plus four high school branch locations. Membership eligible for residents of Adams, Arapahoe, Broomfield, Boulder, Clear Creek, Delta, Denver, Douglas, Eagle, Elbert, El Paso, Garfield, Grand, Jefferson, Larimer, Mesa, Montrose, Pueblo, Summit, and Weld Counties. Members also have access to nationwide CO-OP shared branching and over 30,000 surcharge-free CO-OP ATMs. Following the August 2025 merger with Meritrust Credit Union, the combined institution also serves Kansas. Some transfer automatically to a named beneficiary, others can be held in a trust, and a few may require probate if no plan is in place.
Account holders can update their beneficiary designations at Premier Members CU in branch, by mail, and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.
Premier Members CU has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 23 account types at Premier Members CU.
View details →When someone dies
Death claim process
11-step process, 8 required documents, and contact information for survivors.
View details →Premier Members CU operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Yes. Premier Members Credit Union and Meritrust Credit Union merged effective August 1, 2025. The combined institution operates under the Meritrust brand with over 200,000 members, 33 branches across Colorado and Kansas, and nearly $4 billion in assets. The Colorado operations are accessible at colorado.meritrust.org. Existing PMCU members retain their accounts, and the corporate headquarters remains at 360 Interlocken Blvd, Broomfield, CO 80021.
Sources
Data sourced from Premier Members CU primary sources (22 pages reviewed). How we research.
Premier Members CU
Subsidiary of Meritrust Credit Union (merged August 1, 2025; pmcu.org transitioned to colorado.meritrust.org March 8, 2026)
colorado.meritrust.org→Meritrust Credit Union, 360 Interlocken Blvd, Broomfield, CO 80021
Meritrust Credit Union, 360 Interlocken Blvd, Broomfield, CO 80021
Member Services
Meritrust Credit Union, 360 Interlocken Blvd, Broomfield, CO 80021
Estate planning articles
Learn how to protect your Premier Members CU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
