How to name beneficiaries and fund a trust at Pacific Enterprise

Preparing your Pacific Enterprise accounts for estate transfer involves two primary strategies: designating beneficiaries on individual accounts and, where supported, retitling accounts into a revocable living trust. Both approaches bypass probate, but they work differently depending on the account type.

The transfer rules at Pacific Enterprise vary across 11 accounts. Below is a breakdown of beneficiary options, trust funding, and which products support each method.