Estate planning options at Osaic

Osaic Wealth brokerage accounts are held at Pershing or NFS as custodian. Osaic states there are "differing benefits and restrictions based on the account types selected, owners and beneficiaries."¹

On the Premier Trust IRA Beneficiary Designation form, if no beneficiaries are named, "my estate will be my beneficiary."²

The Premier Trust IRA form names primary and contingent beneficiaries, each with a percentage.²

If you are married and name a primary beneficiary other than or in addition to your spouse, the Premier Trust IRA form provides for your spouse's signed consent.²

For IRAs. Available to download.²

A signed Premier Trust IRA Beneficiary Designation form "overrides all previous designations for this IRA."²

Osaic Wealth's sweep disclosures cover accounts owned by a trustee.^{3, 4}

Osaic Advisory Services' Counsel Program is available to trusts.⁵

Premier Trust, in Henderson, Nevada, administers trusts under Nevada law and does not manage investments, so financial professionals keep managing the assets.^{6, 7}

Premier Trust administers revocable and irrevocable trusts, irrevocable life insurance trusts, special needs, charitable, Nevada asset protection and dynasty trusts, and Nevada incomplete gift non-grantor and beneficiary defective inheritor's trusts.^{6, 7}

Premier Trust's minimum for a trust is $500,000 in assets.^{6, 7}

Premier Trust assigns a dedicated trust administrator to each account, with online access through the Premier Trust client portal.^{6, 7}

Self-directed IRAs, and trusts it serves as Administrative, Distribution or Investment Trustee, or co-trustee^{8, 7}