How to name beneficiaries and fund a trust at OCCU
Covers 5 deposit, 2 retirement, and 2 lending accounts — beneficiaries must be updated in-branch
Phone1-800-365-1111
Mailing Address
OCCU, P.O. Box 77002, Springfield, OR 97475-0146
Local (Eugene area)
WebsiteLearn more→
Phone1-800-365-1111
Mailing Address
OCCU, P.O. Box 77002, Springfield, OR 97475-0146
Local (Eugene area)
WebsiteLearn more→
Phone1-800-365-1111
Mailing Address
OCCU, P.O. Box 77002, Springfield, OR 97475-0146
WebsiteNotify online→
Verified Apr 2026
Preparing your OCCU accounts for estate transfer involves two key steps: designating beneficiaries on each account and, where appropriate, retitling accounts into a trust. Because OCCU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Accounts with Payable on Death designations or trust ownership bypass probate entirely.
The transfer rules at OCCU vary across 9 accounts. Below is a breakdown of beneficiary options, trust funding, and which products support each method.
Remarkable CheckingSavings AccountIgnite SavingsMoney Market AccountCertificate of Deposit (CD)
1
Visit any OCCU branch with a valid government-issued photo ID
2
Request to add or update beneficiary designations on your accounts
3
Provide beneficiary information:
- For deposit accounts: request POD (Payable on Death) designation with beneficiary full legal name, date of birth, Social Security number, and relationship
- For IRA accounts: complete the IRA Beneficiary Designation form with primary and contingent beneficiary sections
4
Review and sign the updated account documentation
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Trust beneficiary designations may require a copy of the Certification of Trust
- IRA beneficiary changes for married account holders may require spousal consent
Phone1-800-365-1111
Mailing Address
OCCU, P.O. Box 77002, Springfield, OR 97475-0146
Local (Eugene area)
WebsiteLearn more→
Phone1-800-365-1111
Mailing Address
OCCU, P.O. Box 77002, Springfield, OR 97475-0146
Local (Eugene area)
WebsiteLearn more→
Phone1-800-365-1111
Mailing Address
OCCU, P.O. Box 77002, Springfield, OR 97475-0146
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your OCCU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
