How to name beneficiaries and fund a trust at OnPoint Community CU
Covers 10 deposit, and 4 retirement accounts — beneficiaries must be updated in-branch
Phone1-503-228-7077
Toll-Free1-800-527-3932
Mailing Address
OnPoint Community Credit Union, P.O. Box 3750, Portland, OR 97208
WebsiteLearn more→
Phone1-503-228-7077
Toll-Free1-800-527-3932
Mailing Address
OnPoint Community Credit Union, P.O. Box 3750, Portland, OR 97208
WebsiteLearn more→
Member Services (Death Claims)
Phone1-503-228-7077
Toll-Free1-800-527-3932
Mailing Address
OnPoint Community Credit Union, P.O. Box 3750, Portland, OR 97208
WebsiteNotify online→
Verified Apr 2026
There are two ways to keep your OnPoint Community CU accounts out of probate: adding Payable on Death designations and retitling accounts into a trust. Because OnPoint Community CU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Both methods ensure your accounts transfer directly to the people you choose, without court involvement.
OnPoint Community CU has 14 accounts with different estate transfer rules. Here is how beneficiary designations, trust ownership, and probate apply to each one.
OnPoint CheckingOnPoint Access CheckingMember SavingsOnPoint Premium SavingsOnPoint Loyalty SavingsSecondary SavingsFlexSmart Money MarketOnPoint Certificate of DepositOnPoint HSA CheckingOnPoint Savers
1
Visit any OnPoint branch location
2
Complete the POD beneficiary designation process:
- Request a Payable on Death (POD) beneficiary designation form
- Provide government-issued photo ID
- Complete the form with beneficiary details
- All account owners must sign the form
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- POD designations apply to checking, savings, money market, and certificate of deposit accounts
- IRA and HSA accounts use a separate beneficiary designation process governed by the IRA/HSA agreement
- POD beneficiaries receive equal shares unless otherwise designated
- Submitting a new POD designation replaces all prior beneficiary designations on the account
- OnPoint is not obligated to notify POD beneficiaries of the designation
- Accounts payable to more than one POD beneficiary are owned jointly and equally by surviving beneficiaries with rights of survivorship
Phone1-503-228-7077
Toll-Free1-800-527-3932
Mailing Address
OnPoint Community Credit Union, P.O. Box 3750, Portland, OR 97208
WebsiteLearn more→
Phone1-503-228-7077
Toll-Free1-800-527-3932
Mailing Address
OnPoint Community Credit Union, P.O. Box 3750, Portland, OR 97208
WebsiteLearn more→
Member Services (Death Claims)
Phone1-503-228-7077
Toll-Free1-800-527-3932
Mailing Address
OnPoint Community Credit Union, P.O. Box 3750, Portland, OR 97208
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your OnPoint Community CU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
