Estate planning at OnPoint Community CU
How to protect 14 OnPoint Community CU accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
OnPoint Member Services
OnPoint Community Credit Union, P.O. Box 3750, Portland, OR 97208
OnPoint Member Services
OnPoint Community Credit Union, P.O. Box 3750, Portland, OR 97208
OnPoint Member Services (OnPoint does not publish a separate estate-claims department; deceased-member accounts are handled through Member Services and the branches)
OnPoint Community Credit Union, P.O. Box 3750, Portland, OR 97208
How your OnPoint Community CU accounts transfer at death depends on how each one is set up. As a membership-based credit union, OnPoint Community CU branches across Oregon and Southwest Washington, headquartered in Portland. Membership is open to people who live or work in an eligible Oregon or Southwest Washington county, and to their family members. Estate consequence: an OnPoint account almost always sits under OREGON law (simple estate affidavit, ORS 114.505-114.560; credit-union small-deposit payout, ORS 723.466), though a member living in Clark, Cowlitz, Lewis, or Skamania County, Washington may instead use Washington's affidavit procedure (RCW 11.62.010). With 14 account types, the transfer rules vary—getting the right designations in place now prevents delays and court involvement later.
Beneficiary changes at OnPoint Community CU can be made in branch, by mail, and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.
There are two sides to estate planning at OnPoint Community CU: setting things up while you're alive, and the process survivors follow after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 14 account types at OnPoint Community CU.
View details →When someone dies
Death claim process
8-step process, 9 required documents, and contact information for survivors.
View details →Because OnPoint Community CU serves a limited number of states, procedures for trust funding and beneficiary changes may differ depending on your location. Verify availability before starting.
Sources
Data sourced from OnPoint Community CU primary sources (16 pages reviewed). How we research.
OnPoint Member Services
OnPoint Community Credit Union, P.O. Box 3750, Portland, OR 97208
OnPoint Member Services
OnPoint Community Credit Union, P.O. Box 3750, Portland, OR 97208
OnPoint Member Services (OnPoint does not publish a separate estate-claims department; deceased-member accounts are handled through Member Services and the branches)
OnPoint Community Credit Union, P.O. Box 3750, Portland, OR 97208
Estate planning articles
Learn how to protect your OnPoint Community CU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
