How to name beneficiaries and fund a trust at One Nevada CU
Covers 9 deposit, and 2 retirement accounts — beneficiaries must be updated in-branch
Member Service Center
One Nevada Credit Union, 2645 South Mojave Road, Las Vegas, NV 89121
Member Service Center
One Nevada Credit Union, 2645 South Mojave Road, Las Vegas, NV 89121
Member Service Center
One Nevada Credit Union, 2645 South Mojave Road, Las Vegas, NV 89121
Estate planning at One Nevada CU means getting each account set up so it transfers automatically when you die—either through a POD beneficiary or trust ownership. Because One Nevada CU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Without one of these in place, accounts may require probate before your family can access the funds.
One Nevada CU offers 11 accounts, each with its own transfer rules. The sections below cover how to set up beneficiaries, fund a trust, and which products support each approach.
- Deposit accounts (checking, share savings, secondary savings, money market): add or update the POD beneficiary.
- Share certificates: name a POD beneficiary on the certificate itself. If you leave it blank, the Membership Agreement says the POD designation on your share savings account will govern that certificate.
- IRA certificates and Money Market IRAs: complete the IRA beneficiary designation. A POD designation does NOT reach an IRA.
- Full legal name, date of birth, Social Security number, and relationship
- Percentage allocation if you are naming more than one beneficiary
- If a trust is the beneficiary: the exact trust name, the date of the trust agreement, and the trust tax ID (or the grantor's SSN for a revocable living trust)
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- POD is available on deposit accounts and share certificates. IRAs use their own beneficiary designation; POD does not apply to them (Membership Agreement, "POD Beneficiaries").
- Absent a POD beneficiary on a certificate, the POD designation on the share savings account governs that certificate.
- A POD account pays only on the death of the last surviving owner; a surviving joint owner takes ahead of the POD beneficiary.
- One Nevada has no obligation to notify a POD beneficiary that a designation exists.
- The Membership Agreement states the member "irrevocably waives the right to make a testamentary disposition of any account" — a will cannot override a POD, joint, or trust designation on a One Nevada account.
- A trust can be named as POD beneficiary on deposit accounts and certificates, and as beneficiary on an IRA.
- NCUA share insurance covers up to $250,000 per eligible POD beneficiary on qualifying revocable trust / POD accounts.
Sources
Data sourced from One Nevada CU primary sources (14 pages reviewed). How we research.
Download these One Nevada CU instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against One Nevada CU primary sources. Bring it to the branch or keep it beside the phone.
Member Service Center
One Nevada Credit Union, 2645 South Mojave Road, Las Vegas, NV 89121
Member Service Center
One Nevada Credit Union, 2645 South Mojave Road, Las Vegas, NV 89121
Member Service Center
One Nevada Credit Union, 2645 South Mojave Road, Las Vegas, NV 89121
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