Estate planning at Nova 401(k)
How to protect 11 Nova 401(k) accounts — manage beneficiaries by phone, fund a trust by mail, and file death claims
Nova 401(k) Associates front desk (employers and advisors)
10777 Northwest Freeway, Suite 440, Houston, TX 77092
Nova 401(k) Associates front desk (employers and advisors)
10777 Northwest Freeway, Suite 440, Houston, TX 77092
Nova Distributions Department (loans, distributions, withdrawals)
Nova 401(k) is a retirement provider managing 11 retirement retirement accounts. These tax-advantaged accounts transfer by beneficiary designation—not by will—making it critical to keep designations current and aligned with broader estate planning goals.
Beneficiary changes at Nova 401(k) can be made by mail and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.
Nova 401(k) has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries by phone, fund a trust by mail, and review 11 account types at Nova 401(k).
View details →When someone dies
Death claim process
7-step process, 4 required documents, and contact information for survivors.
View details →Frequently asked questions
Under the Nova 401(k) Associates PPA Basic Plan Document (Section 6.2(f)), a divorce decree relating to the spouse revokes the participant's designation of that spouse as beneficiary — unless the decree or a qualified domestic relations order provides otherwise, unless the employer elected differently in the adoption agreement, or unless the participant later files a new designation naming the former spouse again. Do not rely on that default: file a fresh beneficiary designation with the plan administrator after a divorce. And if you participate in a combination plan — for instance an Instant Solo(k) paired with a cash balance plan — each plan carries its OWN beneficiary designation, and updating one does not update the other.
Sources
Data sourced from Nova 401(k) primary sources (11 pages reviewed). How we research.
Nova 401(k) Associates front desk (employers and advisors)
10777 Northwest Freeway, Suite 440, Houston, TX 77092
Nova 401(k) Associates front desk (employers and advisors)
10777 Northwest Freeway, Suite 440, Houston, TX 77092
Nova Distributions Department (loans, distributions, withdrawals)
Estate planning articles
Learn how to protect your Nova 401(k) accounts and other assets with trusts, beneficiary designations, and estate planning documents.
