Estate planning at NBH Bank

NBH Bank, N.A. operates under four locally led brand names: Community Banks of Colorado (serving the Denver Metro area, Colorado Springs, Northern Colorado, and mountain communities), Bank Midwest (greater Kansas City region in Kansas and Missouri), Bank of Jackson Hole (Wyoming), and Hillcrest Bank (Idaho, New Mexico, Texas, and Utah). All brands are divisions of NBH Bank, N.A., and deposits at all locations are FDIC insured. Following the January 7, 2026 Vista Bank acquisition, the Vista brand is being adopted in Texas and will be incorporated across the enterprise (except Bank of Jackson Hole) later in 2026, with systems integration in Q3 2026.

No. Community Banks of Colorado, Bank Midwest, Bank of Jackson Hole, and Hillcrest Bank are all divisions of NBH Bank, N.A. (FDIC Certificate #59052). Deposits across all brand divisions are combined for FDIC insurance purposes. The standard FDIC insurance limit is $250,000 per depositor, per ownership category. If you hold accounts at multiple NBH Bank divisions, those balances are aggregated for insurance coverage.

NBH Bank routes professional trust and estate administration through Bank of Jackson Hole Trust because Wyoming has some of the most favorable trust laws in the United States: trusts can last up to 1,000 years, the state imposes no state income tax on trust income, and Wyoming statutes provide strong asset protection and privacy provisions. By centralizing fiduciary services in Wyoming, clients banking under Community Banks of Colorado, Bank Midwest, or Hillcrest Bank can still access these advantages regardless of the state where they live.