How to name beneficiaries and fund a trust at National Benefit Life
Covers 3 insurance accounts — beneficiaries can be updated by phone
Customer Service / Policy Owner Services
National Benefit Life Insurance Company, Attn: Policy Owner Services, 30-30 47th Avenue, Suite 625, Long Island City, NY 11101-3433
Policy Owner Services (ownership changes, small-estate affidavits)
National Benefit Life Insurance Company, Attn: Policy Owner Services, 30-30 47th Avenue, Suite 625, Long Island City, NY 11101-3433
Claims Department
National Benefit Life Insurance Company, Attn: Claims Department, 30-30 47th Avenue, Suite 625, Long Island City, NY 11101-3433
Estate planning with National Benefit Life policies centers on beneficiary designations—the single most important step for ensuring life insurance proceeds and annuity benefits reach the intended recipients without probate involvement. Unlike bank or brokerage accounts, insurance products are not retitled into trusts; instead, trusts are named as beneficiaries when estate tax planning or controlled distributions are needed.
The transfer rules at National Benefit Life vary across 3 policies. Below is a breakdown of beneficiary options, trust funding, and which products support each method.
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Only the policy owner can change a beneficiary; an irrevocable beneficiary must also sign
- The form revokes ALL prior beneficiary designations and Modes of Settlement — restate every beneficiary you want to keep
- Payment to a deceased beneficiary's children happens only if the Article II box for that class is checked
- "Child" on this form means lawful and legally adopted sons and daughters only
- Percentage of proceeds must be stated for each beneficiary in a class
- Incomplete forms are not processed (stated in capitals on the form)
- For a trust beneficiary, name the trust and its date; the trustee later supplies the trust document and the trust tax ID at claim time
- No online beneficiary changes — paper form by mail or fax only (Primerica policies numbered 347… are handled through MyPrimerica)
Sources
Data sourced from National Benefit Life primary sources (14 pages reviewed). How we research.
Download these National Benefit Life instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against National Benefit Life primary sources. Bring it to the branch or keep it beside the phone.
Customer Service / Policy Owner Services
National Benefit Life Insurance Company, Attn: Policy Owner Services, 30-30 47th Avenue, Suite 625, Long Island City, NY 11101-3433
Policy Owner Services (ownership changes, small-estate affidavits)
National Benefit Life Insurance Company, Attn: Policy Owner Services, 30-30 47th Avenue, Suite 625, Long Island City, NY 11101-3433
Claims Department
National Benefit Life Insurance Company, Attn: Claims Department, 30-30 47th Avenue, Suite 625, Long Island City, NY 11101-3433
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