How to name beneficiaries and fund a trust at National Benefit Life
Covers 7 insurance accounts — beneficiaries can be updated by phone
Policy Owner Services
Phone1-800-222-2062
Toll-Free1-800-222-2062
Fax(718) 361-3657
Mailing Address
National Benefit Life Insurance Company, One Court Square, Long Island City, NY 11120-0001
Primerica Term Insurance
WebsiteLearn more→
Policy Maintenance
Phone1-800-222-2062
Mailing Address
National Benefit Life Insurance Company, Attn: Policy Owner Services, One Court Square, Long Island City, NY 11120-0001
Claims Department
Phone1-800-222-2062
Toll-Free1-800-222-2062
Fax(718) 361-3656
Mailing Address
National Benefit Life Insurance Company, Attn: Claims Department, One Court Square, Long Island City, NY 11120-0001
WebsiteNotify online→
Verified Apr 2026
Estate planning with National Benefit Life policies centers on beneficiary designations—the single most important step for ensuring life insurance proceeds and annuity benefits reach the intended recipients without probate involvement. Unlike bank or brokerage accounts, insurance products are not retitled into trusts; instead, trusts are named as beneficiaries when estate tax planning or controlled distributions are needed.
The transfer rules at National Benefit Life vary across 7 policies. Below is a breakdown of beneficiary options, trust funding, and which products support each method.
Custom Advantage 10-Year Term LifeCustom Advantage 15-Year Term LifeCustom Advantage 20-Year Term LifeCustom Advantage 25-Year Term LifeCustom Advantage 30-Year Term LifeCustom Advantage 35-Year Term LifeTermNow Term Life Insurance
1
Call National Benefit Life Policy Owner Services at 1-800-222-2062
2
Request the Change of Beneficiary Form
3
A representative will mail the form to the policy owner's address on file
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Only the policy owner can change beneficiary designations
- If there is an irrevocable beneficiary, their written consent is required to make changes
- Percentage allocations must total 100% for each beneficiary tier (primary and contingent)
- Beneficiary designations on the life insurance policy override instructions in a will
- For trust beneficiaries, name the trust itself, not the individual trustee
Policy Owner Services
Phone1-800-222-2062
Toll-Free1-800-222-2062
Fax(718) 361-3657
Mailing Address
National Benefit Life Insurance Company, One Court Square, Long Island City, NY 11120-0001
Primerica Term Insurance
WebsiteLearn more→
Policy Maintenance
Phone1-800-222-2062
Mailing Address
National Benefit Life Insurance Company, Attn: Policy Owner Services, One Court Square, Long Island City, NY 11120-0001
Claims Department
Phone1-800-222-2062
Toll-Free1-800-222-2062
Fax(718) 361-3656
Mailing Address
National Benefit Life Insurance Company, Attn: Claims Department, One Court Square, Long Island City, NY 11120-0001
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your National Benefit Life accounts and other assets with trusts, beneficiary designations, and estate planning documents.
