Estate planning at National Benefit Life
How to protect 7 National Benefit Life accounts — manage beneficiaries by phone, fund a trust by mail, and file claims through National Benefit Life's Policy Maintenance
Policy Owner Services
Phone1-800-222-2062
Toll-Free1-800-222-2062
Fax(718) 361-3657
Mailing Address
National Benefit Life Insurance Company, One Court Square, Long Island City, NY 11120-0001
Primerica Term Insurance
WebsiteLearn more→
Policy Maintenance
Phone1-800-222-2062
Mailing Address
National Benefit Life Insurance Company, Attn: Policy Owner Services, One Court Square, Long Island City, NY 11120-0001
Claims Department
Phone1-800-222-2062
Toll-Free1-800-222-2062
Fax(718) 361-3656
Mailing Address
National Benefit Life Insurance Company, Attn: Claims Department, One Court Square, Long Island City, NY 11120-0001
WebsiteNotify online→
Verified Apr 2026
National Benefit Life is a insurance company with 7 products relevant to estate planning. Life insurance and annuity proceeds transfer directly to named beneficiaries outside of probate, making beneficiary designations one of the most important estate planning steps for National Benefit Life policyholders.
Managing beneficiaries at National Benefit Life is straightforward—changes can be made by mail and by phone, typically taking 15 business days after receipt. Trust funding is also available, allowing families to name a trust as the policy beneficiary or establish an irrevocable life insurance trust (ILIT).
National Benefit Life provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries by phone, fund a trust by mail, and review 7 account types at National Benefit Life.
View details →When someone dies
Death claim process
Contact National Benefit Life's Policy Maintenance to file a claim. 6-step process, 7 required documents, and contact information for survivors.
View details →For questions about any of these procedures, contact National Benefit Life's Policy Maintenance at 1-800-222-2062. Email inquiries can be sent to PolicyMaintenance@NationalBenefitLife.com.
Because National Benefit Life serves a limited number of states, procedures for trust funding and beneficiary changes may differ depending on your location. Verify availability before starting.
Frequently asked questions
Call National Benefit Life Policy Owner Services at 1-800-222-2062 to request the Change of Beneficiary Form, or download it from nationalbenefitlife.com. Complete the form with each beneficiary's full legal name, date of birth, Social Security number, relationship, and percentage allocation. The policy owner must sign and date the form. If there is an irrevocable beneficiary, their signature is also required. Mail the completed form to National Benefit Life Insurance Company, Attn: Policy Owner Services, One Court Square, Long Island City, NY 11120-0001. Policy change requests are generally processed within 15 business days after receipt.
National Benefit Life Insurance Company is a wholly owned subsidiary of Primerica Life Insurance Company. Both companies are part of the Primerica, Inc. (NYSE: PRI) family and offer the same term life insurance products through the same network of licensed Primerica representatives. The key difference is geographic: National Benefit Life underwrites Primerica term life insurance policies issued in New York State, while Primerica Life Insurance Company underwrites policies in all other states. Both companies hold an AM Best Financial Strength Rating of A+ (Superior).
National Benefit Life offers term life insurance with level premium periods of 10, 15, 20, 25, 30, and 35 years through the Custom Advantage product line. A simplified-issue option called TermNow is also available and does not require a medical exam. For 10, 15, 20, and 25-year policies, premiums are guaranteed level for the entire term. For 30 and 35-year policies, premiums are guaranteed level for the first 20 years and may increase thereafter. Availability of specific term lengths depends on the insured's age at issue.
National Benefit Life generally processes policy change requests within 15 business days after the request is received. This includes beneficiary changes, ownership transfers, address changes, and name changes. Processing times may vary if additional documentation is required or if the request is incomplete. All policy change forms must be mailed to National Benefit Life Insurance Company, Attn: Policy Owner Services, One Court Square, Long Island City, NY 11120-0001.
Sources
Data sourced from National Benefit Life primary sources (12 pages reviewed). How we research.
Policy Owner Services
Phone1-800-222-2062
Toll-Free1-800-222-2062
Fax(718) 361-3657
Mailing Address
National Benefit Life Insurance Company, One Court Square, Long Island City, NY 11120-0001
Primerica Term Insurance
WebsiteLearn more→
Policy Maintenance
Phone1-800-222-2062
Mailing Address
National Benefit Life Insurance Company, Attn: Policy Owner Services, One Court Square, Long Island City, NY 11120-0001
Claims Department
Phone1-800-222-2062
Toll-Free1-800-222-2062
Fax(718) 361-3656
Mailing Address
National Benefit Life Insurance Company, Attn: Claims Department, One Court Square, Long Island City, NY 11120-0001
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your National Benefit Life accounts and other assets with trusts, beneficiary designations, and estate planning documents.
