How to name beneficiaries and fund a trust at Nassau Life
Covers 12 insurance accounts — beneficiaries can be updated by phone
Nassau Service Center
Phone1-800-541-0171
Mailing Address
Nassau, P.O. Box 22012, Albany, NY 12201-2012
Pyramid Life / Constitution Life Policies
Beneficiary Verification
WebsiteLearn more→
Nassau Service Center
Phone1-800-541-0171
Mailing Address
Nassau, P.O. Box 22012, Albany, NY 12201-2012
Pyramid Life / Constitution Life Policies
Beneficiary Verification
WebsiteLearn more→
Life Insurance Claims
Phone(800) 814-3692
Toll-Free1-800-814-3692
Mailing Address
Nassau, P.O. Box 22012, Albany, NY 12201-2012
WebsiteNotify online→
Verified Apr 2026
Beneficiary designations are the foundation of estate planning for Nassau Life policies. Unlike bank accounts, insurance products cannot be retitled into a trust. Instead, the beneficiary designation itself determines who receives the proceeds and how quickly they're paid. Naming a trust as beneficiary is an option when more control over distributions is needed.
Across 12 product types, Nassau Life policies vary in how they transfer at death. The sections below walk through beneficiary designations, trust funding options, and which products support each method.
Nassau Athos AnnuityNassau Bonus Annuity PlusNassau Bonus AnnuityNassau Income AcceleratorNassau Growth AnnuityNassau Personal Income AnnuityNassau Personal Protection ChoiceNassau MYAnnuityNassau Simple AnnuityNassau Term Life InsuranceNassau Whole Life InsuranceNassau Universal Life Insurance
1
Call the Nassau Service Center at 1-800-541-0171
2
Request a beneficiary change:
- Provide your policy or contract number and personal identification
- A representative will assist you and can mail the Beneficiary Designation form (OL122A)
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Name the trust itself as beneficiary, not the individual trustee
- If a trust is designated as beneficiary, complete the Certification and Acknowledgement of Trust Agreement form (OL4132A)
- Percentage allocations must total 100% for each beneficiary tier
- Beneficiary designations on insurance policies and annuity contracts override instructions in a will
- Only the policy or contract owner can change beneficiary designations
- Spousal consent may be required in community property states
Nassau Service Center
Phone1-800-541-0171
Mailing Address
Nassau, P.O. Box 22012, Albany, NY 12201-2012
Pyramid Life / Constitution Life Policies
Beneficiary Verification
WebsiteLearn more→
Nassau Service Center
Phone1-800-541-0171
Mailing Address
Nassau, P.O. Box 22012, Albany, NY 12201-2012
Pyramid Life / Constitution Life Policies
Beneficiary Verification
WebsiteLearn more→
Life Insurance Claims
Phone(800) 814-3692
Toll-Free1-800-814-3692
Mailing Address
Nassau, P.O. Box 22012, Albany, NY 12201-2012
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your Nassau Life accounts and other assets with trusts, beneficiary designations, and estate planning documents.
