How to name beneficiaries and fund a trust at Mission Fed
Covers 7 deposit, 3 retirement, and 1 lending accounts — beneficiaries must be updated in-branch
Phone1-800-500-6328
Mailing Address
Mission Federal Credit Union, P.O. Box 919023, San Diego, CA 92191-9023
WebsiteLearn more→
Member Services
Phone1-800-500-6328
Mailing Address
Mission Federal Credit Union, P.O. Box 919023, San Diego, CA 92191-9023
Verified Apr 2026
Estate planning at Mission Fed means getting each account set up so it transfers automatically when you die—either through a POD beneficiary or trust ownership. Because Mission Fed is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Without one of these in place, accounts may require probate before your family can access the funds.
Across 11 product types, Mission Fed accounts vary in how they transfer at death. The sections below walk through Payable on Death (POD) designations, trust funding options, and which products support each method.
Breeze Spending AccountEasy Checking AccountSmart Checking AccountSavings AccountMoney Market AccountUltra Money Market AccountShare Certificate
1
Visit any Mission Fed branch with a valid government-issued photo ID
2
Request to add or update beneficiary designations on your accounts
3
Provide beneficiary information:
- For deposit accounts: request POD (Payable on Death) designation with beneficiary full legal name, date of birth, Social Security number, and relationship
- For IRA accounts: complete the IRA Beneficiary Designation form with primary and contingent beneficiary sections
4
Review and sign the updated account documentation
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Trust beneficiary designations may require a copy of the Certification of Trust
- IRA beneficiary changes for married account holders in California (a community property state) may require spousal consent
Phone1-800-500-6328
Mailing Address
Mission Federal Credit Union, P.O. Box 919023, San Diego, CA 92191-9023
WebsiteLearn more→
Member Services
Phone1-800-500-6328
Mailing Address
Mission Federal Credit Union, P.O. Box 919023, San Diego, CA 92191-9023
Verified Apr 2026
Estate planning articles
Learn how to protect your Mission Fed accounts and other assets with trusts, beneficiary designations, and estate planning documents.
