Estate planning and settlement at Mission Fed
Name beneficiaries in branch, fund a trust in branch, and report a death at 1-800-500-6328
Mission Fed offers 12 accounts, each with its own rules for what happens when a member dies. As a membership-based credit union, Mission Fed serves San Diego County, California through 34 branches, counted from missionfed.com/locations on 2026-09-13: Carlsbad, Carlsbad Bressi Ranch, Carmel Mountain Ranch, Chula Vista, Chula Vista Eastlake, Chula Vista Telegraph Canyon, Chula Vista Terra Nova, Clairemont, College Grove, Del Mar Highlands, El Cajon, Encinitas, Escondido, Escondido Auto Park Way, Imperial Beach, La Mesa, Linda Vista, Little Italy, Mira Mesa, Mira Mesa West, Mission Hills, Mission Valley, National City, Oceanside, Oceanside Hwy 78, Poway, Rancho Bernardo, Rancho San Diego, San Carlos, San Marcos, Santee, Scripps Ranch, Solana Beach, and Vista. Branch appointments can be booked from that page. Membership is open to anyone who lives, works, worships, or attends school in San Diego County, and additionally to volunteers or members of partner organizations, to the immediate family or household of an existing member, and to Mission Fed employees. The NCUA records the head office at 10325 Meanley Drive, San Diego, CA 92131-3011; member mail goes to P.O. Box 919023, San Diego, CA 92191-9023. The Account Agreement is governed by California and federal law, and members agree that all litigation and arbitration is held in the County of San Diego. Some transfer automatically to a named beneficiary, others can be held in a trust, and a few may require probate if no plan is in place.
Beneficiary designations at Mission Fed can be managed in branch, by phone, and by mail. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
There are two sides to estate planning at Mission Fed: setting things up while you're alive, and the process survivors follow after a death.
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 12 account types at Mission Fed.
Preparing your estate →Death claim process
Report the death to Mission Fed's Member Services at 1-800-500-6328. The page lists the steps and the documents to send.
When someone dies →For questions about any of these procedures, contact Mission Fed's Member Services at 1-800-500-6328. Email inquiries can be sent to membercare@missionfed.com.
Because Mission Fed serves a limited number of states, procedures for trust funding and beneficiary changes may differ depending on your location. Verify availability before starting.
Sources
Data sourced from Mission Fed primary sources (18 pages reviewed). How we research.
Mission Fed customer support
Member Services (Contact Center)
Phone
Toll-free
Local and outside the USA
TruStage Accidental Death & Dismemberment enrollment
Hours
Mailing address
Website
Estate planning articles
Learn how to protect your Mission Fed accounts and other assets with trusts, beneficiary designations, and estate planning documents.
Forms for Planning Your Estate
Free forms for planning your estate: a will, living trust, pour-over will, both powers of attorney, living will, and TOD deed.
Last Will and Testament
Name your heirs, guardians, and final wishes. Free for every state.
Transfer on Death Deed
Transfer real property to a beneficiary upon your death without probate. Available in 34 states and the District of Columbia.
Vehicle Transfer on Death
Name a beneficiary to inherit your vehicle at death without probate. Available in 26 states and the District of Columbia.
Tools for Planning Your Estate
Free tools for planning your estate: what a will or trust costs, whether you need a trust or TOD deed, and how documents are signed.
How Do I Sign Estate Documents?
Find witness, notary, and remote signing requirements for all 50 states.
Will My Estate Documents Transfer?
Check if estate planning documents signed in one state are valid in another.
Trust or Will: Which Costs Less?
Compare the cost of probate vs a trust for your state and estate value.
How Much Does a Revocable Living Trust Cost?
Compare revocable living trust costs across providers including online services and attorneys.
How Much Does a Will Cost?
Compare will costs across providers plus probate costs your heirs will pay.
How Does SimplyTrust Compare to LegalZoom, Trust & Will, and Other Services?
Compare what it costs to make a trust official across SimplyTrust, LegalZoom, Trust & Will, Rocket Lawyer, and Quicken WillMaker.
