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OverviewPreparing your estateWhen someone dies
OverviewPreparing your estateWhen someone dies
SimplyTrust forms
Letter of Instruction
Home→Financial Institutions→Midland National

Estate planning at Midland National

How to protect 7 Midland National accounts — manage beneficiaries online, fund a trust online, and file death claims

Midland National

Subsidiary of Sammons Financial Group, Inc.

midlandnational.com→
Midland National logo

Life Insurance Customer Service

Phone1-800-923-3223
Toll-Free1-800-923-3223
EmailLifeCorrespondence@SFGmembers.com
Fax1-877-841-6706
Mailing Address

Midland National - Life Insurance, One Sammons Plaza, Sioux Falls, SD 57193

Annuity Customer Service
1-877-586-0244
Annuity Email
AnnuityCorrespondence@SFGmembers.com
Life Insurance (International)
1-712-847-1334
Annuity (International)
1-605-269-0436
WebsiteLearn more→

Life Insurance Customer Service

Phone1-800-923-3223
Toll-Free1-800-923-3223
EmailLifeCorrespondence@SFGmembers.com
Fax1-877-841-6706
Mailing Address

Midland National - Life Insurance, One Sammons Plaza, Sioux Falls, SD 57193

Annuity Customer Service
1-877-586-0244
Annuity Email
AnnuityCorrespondence@SFGmembers.com
Life Insurance (International)
1-712-847-1334
Annuity (International)
1-605-269-0436
WebsiteLearn more→

Life Claims

Phone1-800-733-2524
Toll-Free1-800-733-2524
Emailclaims@sfgmembers.com
Fax1-877-841-6706
Mailing Address

Midland National Life Insurance Company, Life Division, P.O. Box 5973, Sioux Falls, SD 57117 (overnight: Life Division, One Sammons Plaza, Sioux Falls, SD 57193)

ANNUITY claims (different department, fax 877-586-0249)
1-877-880-6367
WebsiteNotify online→
Verified Jul 2026

Midland National is a insurance company with 7 products relevant to estate planning. Life insurance and annuity proceeds transfer directly to named beneficiaries outside of probate, making beneficiary designations one of the most important estate planning steps for Midland National policyholders.

Midland National lets account holders update beneficiary designations online, by mail, and by phone, typically taking 15-20 minutes to complete; Midland National asks that 10 calendar days be allowed for review of submitted documents. Trust funding is also available, allowing families to name a trust as the policy beneficiary or establish an irrevocable life insurance trust (ILIT).

Midland National has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.

Preparing your estate

Beneficiaries and trust funding

How to manage beneficiaries online, fund a trust online, and review 7 account types at Midland National.

View details →

When someone dies

Death claim process

8-step process, 11 required documents, and contact information for survivors.

View details →
SimplyTrustSimplyTrust Editorial·Updated July 12, 2026

Sources

  • midlandnational.com
  • sammonsfinancialgroup.com

Data sourced from Midland National primary sources (16 pages reviewed). How we research.

Midland National

Subsidiary of Sammons Financial Group, Inc.

midlandnational.com→
Midland National logo

Life Insurance Customer Service

Phone1-800-923-3223
Toll-Free1-800-923-3223
EmailLifeCorrespondence@SFGmembers.com
Fax1-877-841-6706
Mailing Address

Midland National - Life Insurance, One Sammons Plaza, Sioux Falls, SD 57193

Annuity Customer Service
1-877-586-0244
Annuity Email
AnnuityCorrespondence@SFGmembers.com
Life Insurance (International)
1-712-847-1334
Annuity (International)
1-605-269-0436
WebsiteLearn more→

Life Insurance Customer Service

Phone1-800-923-3223
Toll-Free1-800-923-3223
EmailLifeCorrespondence@SFGmembers.com
Fax1-877-841-6706
Mailing Address

Midland National - Life Insurance, One Sammons Plaza, Sioux Falls, SD 57193

Annuity Customer Service
1-877-586-0244
Annuity Email
AnnuityCorrespondence@SFGmembers.com
Life Insurance (International)
1-712-847-1334
Annuity (International)
1-605-269-0436
WebsiteLearn more→

Life Claims

Phone1-800-733-2524
Toll-Free1-800-733-2524
Emailclaims@sfgmembers.com
Fax1-877-841-6706
Mailing Address

Midland National Life Insurance Company, Life Division, P.O. Box 5973, Sioux Falls, SD 57117 (overnight: Life Division, One Sammons Plaza, Sioux Falls, SD 57193)

ANNUITY claims (different department, fax 877-586-0249)
1-877-880-6367
WebsiteNotify online→
Verified Jul 2026

Estate planning articles

Learn how to protect your Midland National accounts and other assets with trusts, beneficiary designations, and estate planning documents.

Estate planning articles

Learn how to protect your Midland National accounts and other assets with trusts, beneficiary designations, and estate planning documents.

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Reimbursable Trustee Expenses: A Clear Overview

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Dave Ramsey on Trusts: What We Agree and Disagree On

Dave Ramsey on Trusts: What We Agree and Disagree On

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Jean Chatzky on Estate Planning: It’s a Gift

On estate planning, Jean Chatzky's most important reframe may be the simplest one. She says estate planning isn’t about your passing, it’s about your love for family.
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SimplyTrustSimplyTrust EditorialJuly 6, 2026
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Robert Kiyosaki on Trusts: A Structural Necessity

According to Robert Kiyosaki, trusts are a necessity for everyone, not only the wealthy.
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Ramit Sethi on Estate Planning: Start With a Living Trust

Ramit Sethi on Estate Planning: Start With a Living Trust

Ramit Sethi on estate planning: start with a living trust and have regular conversations with your heirs about how to manage finances when the trust becomes active.
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