Estate planning and settlement at Mechanics Bank
Name beneficiaries in branch, fund a trust in branch, and report a death at 1-800-797-6324
How your Mechanics Bank accounts transfer at death depends on how each one is titled and whether a beneficiary is on file. Of those, 11 can name a trust as beneficiary or be retitled into a trust. Getting these details right keeps assets out of probate and ensures they reach the intended recipients.
Beneficiary designations at Mechanics Bank can be managed in branch and by phone, typically taking 15 to 30 minutes at a branch. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
Mechanics Bank provides specific procedures for both proactive estate planning and filing claims after a death.
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 15 account types at Mechanics Bank.
Preparing your estate →Death claim process
Report the death to Mechanics Bank's Customer Care at 1-800-797-6324. The page lists the steps and the documents to send.
When someone dies →Reach Mechanics Bank's Wealth Management - Trust & Estate Services at 1-925-482-8060 for help with any of these procedures. Email inquiries can be sent to wealth@mechanicsbank.com.
Because Mechanics Bank serves a limited number of states, procedures for trust funding and beneficiary changes may differ depending on your location. Verify availability before starting.
Sources
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Data sourced from Mechanics Bank primary sources (15 pages reviewed). How we research.
Mechanics Bank customer support
Customer Care
Phone
Toll-free
Former HomeStreet Bank accounts (transition support)
Wealth Management
Mortgage Loan Servicing (automated 24/7)
Mortgage payoff requests (automated fax line)
Credit Card Services
Treasury Management
Auto loans, serviced by Westlake Portfolio Management
Hours
Mailing address
Website
Estate planning articles
Learn how to protect your Mechanics Bank accounts and other assets with trusts, beneficiary designations, and estate planning documents.
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