Estate planning at Maine Savings FCU
How to protect 18 Maine Savings FCU accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Member Service Center
Phone1-207-862-6500
Toll-Free1-800-273-6700
Fax207-862-6502
Mailing Address
Maine Savings Federal Credit Union, PO Box 347, Hampden, ME 04444
Text
Lost/Stolen Credit Card (after hours)
Card Activation / PIN Selection
Lost/Stolen Debit Card
Financial Planning (LPL Financial)
WebsiteLearn more→
Member Service Center
Phone1-207-862-6500
Toll-Free1-800-273-6700
Fax207-862-6502
Mailing Address
Maine Savings Federal Credit Union, PO Box 347, Hampden, ME 04444
Text
Lost/Stolen Credit Card (after hours)
Card Activation / PIN Selection
Lost/Stolen Debit Card
Financial Planning (LPL Financial)
WebsiteLearn more→
Death Claims / Member Service Center
Phone1-207-862-6500
Toll-Free1-800-273-6700
Fax207-862-6502
Mailing Address
Maine Savings Federal Credit Union, PO Box 347, Hampden, ME 04444
Verified Apr 2026
Maine Savings FCU offers 18 accounts, each with its own rules for what happens when a member dies. As a membership-based credit union, Maine Savings FCU eligibility is based on where you work, where you live, or your relationship to another member. Serves communities throughout Maine with multiple branch locations. Members can also access services through Co-op Shared Branches and surcharge-free ATM networks nationwide. Some transfer automatically to a named beneficiary, others can be held in a trust, and a few may require probate if no plan is in place.
Account holders can update their beneficiary designations at Maine Savings FCU in branch and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.
Maine Savings FCU provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 18 account types at Maine Savings FCU.
View details →When someone dies
Death claim process
4-step process, 6 required documents, and contact information for survivors.
View details →Because Maine Savings FCU serves a limited number of states, procedures for trust funding and beneficiary changes may differ depending on your location. Verify availability before starting.
Frequently asked questions
Eligibility is based on where you work, where you live, or your relationship to another member. A one-time $5 share deposit is required to establish membership and must be maintained. Joint memberships are available. Contact 800-273-6700 or visit a branch to verify your eligibility.
RedWallet Cash Back earns 2% cash back on debit card purchases (up to $8 per monthly cycle on the first $400 in purchases). RedWallet Cash earns 2.00% APY on balances up to $10,000 when qualifications are met. Both have no monthly fees, $20 minimum to open, and include a free Visa RedWallet Debit Card with nationwide ATM fee refunds when qualifications are met. Choose Cash Back if you use your debit card frequently, or Cash if you maintain a higher balance.
Maine Savings offers financial planning and investment services through Maine Wealth Planning, powered by Northeast Planning Associates, Inc. (a registered investment adviser) and LPL Financial (a broker-dealer and registered investment adviser, member FINRA/SIPC). Services include retirement income planning, estate planning, income tax reduction strategies, personal investment strategies, educational funding, and Guided Wealth Portfolios. Initial consultations are complimentary for members. Contact John Tilton at 207-862-7247 or john.tilton@lpl.com to schedule.
Yes. Checking, savings, money market, and certificate accounts can be retitled into a trust by visiting a branch with the trust agreement or Certificate of Trust, government-issued ID for all trustees, and the trust EIN or SSN. IRAs cannot be retitled to a trust but can name a trust as beneficiary. Contact 800-273-6700 or visit any branch to begin the process.
Sources
Data sourced from Maine Savings FCU primary sources (16 pages reviewed). How we research.
Member Service Center
Phone1-207-862-6500
Toll-Free1-800-273-6700
Fax207-862-6502
Mailing Address
Maine Savings Federal Credit Union, PO Box 347, Hampden, ME 04444
Text
Lost/Stolen Credit Card (after hours)
Card Activation / PIN Selection
Lost/Stolen Debit Card
Financial Planning (LPL Financial)
WebsiteLearn more→
Member Service Center
Phone1-207-862-6500
Toll-Free1-800-273-6700
Fax207-862-6502
Mailing Address
Maine Savings Federal Credit Union, PO Box 347, Hampden, ME 04444
Text
Lost/Stolen Credit Card (after hours)
Card Activation / PIN Selection
Lost/Stolen Debit Card
Financial Planning (LPL Financial)
WebsiteLearn more→
Death Claims / Member Service Center
Phone1-207-862-6500
Toll-Free1-800-273-6700
Fax207-862-6502
Mailing Address
Maine Savings Federal Credit Union, PO Box 347, Hampden, ME 04444
Verified Apr 2026
Estate planning articles
Learn how to protect your Maine Savings FCU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
