Estate planning and settlement at Keesler Federal

Keesler Federal is a credit union offering 18 accounts that interact with estate planning in different ways. As a membership-based credit union, Keesler Federal headquartered at 2602 Pass Road, Biloxi, MS 39531 (mailing: PO Box 7001, Biloxi, MS 39534), in Harrison County per the NCUA charter record -- the county that matters because the Membership and Account Agreement requires any legal action on an account to be brought in the county where the credit union is located. Branches and financial health centers across Mississippi, Louisiana and Alabama, plus locations in the United Kingdom; the current list is at https://www.kfcu.org/branches-atms. Jefferson Financial Federal Credit Union merged into Keesler Federal: the merger center at https://pages.kfcu.org/merger states the merger completed March 2, 2026, when Jefferson Financial accounts officially transferred, with mortgage servicing moving to Keesler Federal on February 2, 2026. Jefferson Financial no longer returns a record from the NCUA credit union locator. Understanding how each account transfers at death—and which ones a trust can hold—helps families avoid probate delays and unintended outcomes.

At Keesler Federal, beneficiary designations are managed in branch, by phone, and by mail. Accounts can also be retitled into a trust to keep them out of probate entirely.