How to name beneficiaries and fund a trust at J.P. Morgan
Covers 4 investment, and 3 retirement accounts — beneficiaries can be managed online
J.P. Morgan Wealth Management
Phone1-800-392-5749
Toll-Free1-800-648-4782
General Chase Estate Services (Banking)
Inherited Assets/Trust Advisors
J.P. Morgan Securities Estate Settlements
Phone1-800-648-4782
General Chase Estate Services (Banking)
Inherited Assets/Trust Advisors
WebsiteLearn more→
J.P. Morgan Securities Estate Settlements
Phone1-800-648-4782
Mailing Address
J.P. Morgan Securities LLC, Attention: Account Processing, Mail Code: IL1-0291, 10 South Dearborn St., Chicago, IL 60603-5506
WebsiteNotify online→
Verified Jun 2026
The key to protecting your J.P. Morgan investment accounts is making sure each one has a transfer mechanism in place—either a beneficiary designation or trust ownership. Without one, the account goes through probate, adding time, cost, and court involvement for your family.
Each of J.P. Morgan's 7 investment accounts has different rules for how it transfers at death. The sections below explain the options for each.
J.P. Morgan Self-Directed Investing AccountJ.P. Morgan Personal AdvisorsJ.P. Morgan Private Client AdvisorJ.P. Morgan Trust Account
1
Log in at chase.com or the Chase Mobile app
2
Navigate to Investments, then select Beneficiaries
3
Select the account to update
4
Add or edit beneficiary designations:
- Click "Add," "Edit," or "Delete" beneficiary designations
- Enter beneficiary name, relationship, date of birth, SSN, and percentage allocation
- For trusts as beneficiary: provide trust name, date established, and EIN
5
Complete account-specific forms:
- For brokerage TOD: review and sign the Transfer on Death Agreement electronically
6
Confirm and submit designations
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- TOD is not available to residents of Louisiana; all other states that have enacted TOD legislation are eligible
- The Transfer on Death Agreement requires a notary public to complete the identity verification section before submission
- The IRA Beneficiary Update Request requires a notary public to complete Section 6 (Identity Verification) before submission
- No beneficiary designation is effective until the TOD Agreement is received and accepted by J.P. Morgan Securities at the Chicago processing address
- If no beneficiaries claim TOD account assets within 6 months of death, the personal representative of the estate may instruct JPMS to transfer the assets to the estate
- Primary and contingent beneficiary shares must each total 100% with no more than 2 decimal places per beneficiary
Sources
Data sourced from J.P. Morgan primary sources (13 pages reviewed). How we research.
J.P. Morgan Wealth Management
Phone1-800-392-5749
Toll-Free1-800-648-4782
General Chase Estate Services (Banking)
Inherited Assets/Trust Advisors
J.P. Morgan Securities Estate Settlements
Phone1-800-648-4782
General Chase Estate Services (Banking)
Inherited Assets/Trust Advisors
WebsiteLearn more→
J.P. Morgan Securities Estate Settlements
Phone1-800-648-4782
Mailing Address
J.P. Morgan Securities LLC, Attention: Account Processing, Mail Code: IL1-0291, 10 South Dearborn St., Chicago, IL 60603-5506
WebsiteNotify online→
Verified Jun 2026
Estate planning articles
Learn how to protect your J.P. Morgan accounts and other assets with trusts, beneficiary designations, and estate planning documents.
