How to name beneficiaries and fund a trust at iQ Credit Union
Covers 6 deposit, 2 retirement, and 2 lending accounts — beneficiaries must be updated in-branch
Phone1-800-247-4364
Mailing Address
iQ Credit Union, P.O. Box 1739, Vancouver, WA 98668-1739
WebsiteLearn more→
Phone1-800-247-4364
Mailing Address
iQ Credit Union, P.O. Box 1739, Vancouver, WA 98668-1739
WebsiteLearn more→
Member Services
Phone1-800-247-4364
Mailing Address
iQ Credit Union, P.O. Box 1739, Vancouver, WA 98668-1739
WebsiteNotify online→
Verified May 2026
Estate planning at iQ Credit Union means getting each account set up so it transfers automatically when you die—either through a POD beneficiary or trust ownership. Because iQ Credit Union is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Without one of these in place, accounts may require probate before your family can access the funds.
Across 10 product types, iQ Credit Union accounts vary in how they transfer at death. The sections below walk through Payable on Death (POD) designations, trust funding options, and which products support each method.
Intelligent CheckingBasic CheckingIntelligent SavingsRegular SavingsMoney Market AccountCertificate of Deposit (CD)
1
Visit any iQ Credit Union branch with a valid government-issued photo ID
2
Request to add or update beneficiary designations on your accounts
3
Provide beneficiary information:
- For deposit accounts: request POD (Payable on Death) designation with beneficiary full legal name, date of birth, Social Security number, and relationship
- For IRA accounts: complete the IRA Beneficiary Designation form with primary and contingent beneficiary sections
4
Review and sign the updated account documentation
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Trust beneficiary designations may require a copy of the Certification of Trust
- IRA beneficiary changes for married account holders in community property states (WA) may require spousal consent
Phone1-800-247-4364
Mailing Address
iQ Credit Union, P.O. Box 1739, Vancouver, WA 98668-1739
WebsiteLearn more→
Phone1-800-247-4364
Mailing Address
iQ Credit Union, P.O. Box 1739, Vancouver, WA 98668-1739
WebsiteLearn more→
Member Services
Phone1-800-247-4364
Mailing Address
iQ Credit Union, P.O. Box 1739, Vancouver, WA 98668-1739
WebsiteNotify online→
Verified May 2026
Estate planning articles
Learn how to protect your iQ Credit Union accounts and other assets with trusts, beneficiary designations, and estate planning documents.
