Estate planning at iQ Credit Union

iQ Credit Union is a credit union offering 10 accounts that interact with estate planning in different ways. As a membership-based credit union, iQ Credit Union seventeen branches across Southwest Washington and the Portland, Oregon metro. Washington: Battle Ground, Camas, 192nd (Camas), Ridgefield, Salmon Creek, Stevenson, Washougal, and six Vancouver branches (Cascade, Downtown, Fishers Landing, Hazel Dell, Sifton, Van Mall). Oregon: Happy Valley, Sherwood, St. Johns (Portland), and Williams (Portland). Because branch coverage straddles the state line, the same iQ account can be settled under two different estate regimes: Washington is a community property state with its own small-estate affidavit procedure (RCW 11.62), Oregon is not a community property state and uses its own simple-estate affidavit (ORS 114.505 et seq.). Members also reach nearly 30,000 fee-free ATMs and 5,000 shared branches nationwide through the CO-OP network. Understanding how each account transfers at death—and which ones a trust can hold—helps families avoid probate delays and unintended outcomes.

Managing beneficiaries at iQ Credit Union is straightforward—changes can be made in branch, by mail, and by phone, typically taking 15-30 minutes in branch; longer by mail. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.

Frequently asked questions