How to name beneficiaries and fund a trust at Huntington
Covers 10 deposit, 2 retirement, and 3 lending accounts — beneficiaries must be updated in-branch
Phone1-800-480-2265
Mailing Address
Huntington National Bank, PO Box 1558, Columbus, OH 43272-4195
WebsiteLearn more→
Personal Trust and Estate Services
Phone1-877-575-2265
Fax1-877-867-3094
Mailing Address
Huntington National Bank, Attn: Transfer Desk, 7 Easton Oval, EA4E77, Columbus, OH 43219
WebsiteLearn more→
Death Claims
Phone1-800-480-2265
Toll-Free1-800-480-2265
Mailing Address
Huntington Customer Service Center (EA5C42), P.O. Box 1558, Columbus, OH 43216
Verified Apr 2026
The key to protecting your Huntington accounts is making sure each one has a transfer mechanism in place—either a beneficiary designation or trust ownership. Without one, the account goes through probate, adding time, cost, and court involvement for your family.
Across 15 product types, Huntington accounts vary in how they transfer at death. The sections below walk through Payable on Death (POD) designations, trust funding options, and which products support each method.
Asterisk-Free CheckingHuntington Perks CheckingHuntington Platinum Perks CheckingSmartInvest CheckingPrivate Client AccountPremier Savings AccountRelationship Savings AccountRelationship Money Market AccountSmartInvest Money Market AccountCertificate of Deposit (CD)
1
Visit a Huntington Bank branch with government-issued photo ID
2
Request a Payable on Death (POD) designation form for deposit accounts or IRA beneficiary form for retirement accounts
3
Complete the form with primary and contingent beneficiary information:
- Full legal name, date of birth, address, and relationship for each beneficiary
- Allocation percentages for each beneficiary
- For trusts as beneficiary: provide trust name, date established, and EIN
4
All account owners must sign the POD form
5
Submit signed form to the branch banker for processing
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- All account owners must sign POD form to change beneficiaries (per Consumer Deposit Account Agreement)
- Beneficiaries can be individuals, charities, or trusts
- Primary and contingent beneficiaries allowed
- Beneficiaries have no rights to funds until after death of all account owners
- If multiple beneficiaries survive, funds paid in equal shares unless otherwise specified
- Beneficiary designations override your will
Phone1-800-480-2265
Mailing Address
Huntington National Bank, PO Box 1558, Columbus, OH 43272-4195
WebsiteLearn more→
Personal Trust and Estate Services
Phone1-877-575-2265
Fax1-877-867-3094
Mailing Address
Huntington National Bank, Attn: Transfer Desk, 7 Easton Oval, EA4E77, Columbus, OH 43219
WebsiteLearn more→
Death Claims
Phone1-800-480-2265
Toll-Free1-800-480-2265
Mailing Address
Huntington Customer Service Center (EA5C42), P.O. Box 1558, Columbus, OH 43216
Verified Apr 2026
Estate planning articles
Learn how to protect your Huntington accounts and other assets with trusts, beneficiary designations, and estate planning documents.
