How to name beneficiaries and fund a trust at Huntington
Covers 10 deposit, 2 retirement, and 3 lending accounts — beneficiaries must be updated in-branch

Huntington National Bank, PO Box 1558, Columbus, OH 43272-4195
Personal Trust and Estate Services
Huntington National Bank, Attn: Transfer Desk, 7 Easton Oval, EA4E77, Columbus, OH 43219
Death Claims
Huntington Customer Service Center (EA5C42), P.O. Box 1558, Columbus, OH 43216
The key to protecting your Huntington accounts is making sure each one has a transfer mechanism in place—either a beneficiary designation or trust ownership. Without one, the account goes through probate, adding time, cost, and court involvement for your family.
Across 15 product types, Huntington accounts vary in how they transfer at death. The sections below walk through Payable on Death (POD) designations, trust funding options, and which products support each method.
- Full legal name, date of birth, address, and relationship for each beneficiary
- Allocation percentages for each beneficiary
- For trusts as beneficiary: provide trust name, date established, and EIN
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- All account owners must sign POD form to change beneficiaries (per Consumer Deposit Account Agreement)
- Beneficiaries can be individuals, charities, or trusts
- Primary and contingent beneficiaries allowed
- Beneficiaries have no rights to funds until after death of all account owners
- If multiple beneficiaries survive, funds paid in equal shares unless otherwise specified
- Beneficiary designations override your will
Sources
Data sourced from Huntington primary sources (21 pages reviewed). How we research.
Download these Huntington instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Huntington primary sources. Bring it to the branch or keep it beside the phone.

Huntington National Bank, PO Box 1558, Columbus, OH 43272-4195
Personal Trust and Estate Services
Huntington National Bank, Attn: Transfer Desk, 7 Easton Oval, EA4E77, Columbus, OH 43219
Death Claims
Huntington Customer Service Center (EA5C42), P.O. Box 1558, Columbus, OH 43216
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