Estate planning at Huntington
How to protect 15 Huntington accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through Huntington's Personal Trust and Estate Services
Phone1-800-480-2265
Mailing Address
Huntington National Bank, PO Box 1558, Columbus, OH 43272-4195
WebsiteLearn more→
Personal Trust and Estate Services
Phone1-877-575-2265
Fax1-877-867-3094
Mailing Address
Huntington National Bank, Attn: Transfer Desk, 7 Easton Oval, EA4E77, Columbus, OH 43219
WebsiteLearn more→
Death Claims
Phone1-800-480-2265
Toll-Free1-800-480-2265
Mailing Address
Huntington Customer Service Center (EA5C42), P.O. Box 1558, Columbus, OH 43216
Verified Apr 2026
Huntington has 15 accounts, each with different rules for what happens when the account holder dies. Of those, 12 can name a trust as beneficiary or be retitled into a trust. The right combination of beneficiary designations and trust ownership can keep the entire portfolio out of probate.
Huntington lets account holders update beneficiary designations in branch, by mail, and by phone, typically taking 15-30 minutes in branch. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
Huntington has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 15 account types at Huntington.
View details →When someone dies
Death claim process
Contact Huntington's Personal Trust and Estate Services to file a claim. 7-step process, 6 required documents, and contact information for survivors.
View details →Huntington's Personal Trust and Estate Services can answer questions about beneficiaries, trusts, or death claims at 1-877-575-2265. Email inquiries can be sent to trust.transfer.desk@huntington.com.
Huntington is not available nationwide. Estate planning procedures may vary by state, so confirm that your location is served before making account changes.
Frequently asked questions
No. Huntington Bank requires all POD beneficiary changes to be made by completing a form that all account owners must sign. You can visit a branch, call 1-800-480-2265 to request forms by mail, or download IRA beneficiary forms for retirement accounts.
Yes. Huntington Private Bank offers trust and estate planning services, including serving as trustee, estate settlement, and wealth planning. Contact Huntington Private Bank at 1-877-575-2265, option 2, Monday through Friday, 9:00am to 5:00pm ET. Regional trust offices are located across Ohio, Michigan, Indiana, Illinois, Colorado, Florida, and Minnesota.
Visit a Huntington Bank branch with your trust documents (Certificate of Trust or full trust agreement), government-issued ID for all trustees, and the trust EIN or grantor SSN. Complete account retitling paperwork and new signature cards. The account title will be updated to reflect the trust name and date (e.g., "John Smith, Trustee of the John Smith Revocable Living Trust dated [date]"). Allow 1-2 weeks for processing. You can also initiate the process by calling 1-800-480-2265 to request retitling forms by mail.
Yes. A trust can be named as beneficiary on Huntington IRA accounts (Money Market IRA and IRA CD). IRAs cannot be retitled into a trust during the account owner's lifetime, so naming the trust as beneficiary is the standard estate planning approach. Complete an IRA Change of Beneficiary form, available at any branch or by calling 1-800-480-2265. Spousal consent may be required if naming a non-spouse beneficiary.
Huntington's 24-Hour Grace gives you until midnight the next business day to cover an overdraft before a fee is charged. This applies to all personal checking accounts including Asterisk-Free Checking, Perks Checking, and Platinum Perks Checking. If you bring your account balance to at least $0.00 by the grace deadline, the overdraft fee is waived.
Huntington charges a $150 loan fee for home equity loans. HELOCs have a $60 annual fee ($50 in Minnesota) with no application fee. Neither product has prepayment penalties. Mail-away closing fees range from $125 to $375 when a third-party facilitates closing on Huntington's behalf, plus a $25 courier fee. Home Equity inquiries: 1-800-869-5175.
Huntington Bank now operates across 21 states: Alabama, Arkansas, Colorado, Florida, Georgia, Illinois, Indiana, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, West Virginia, and Wisconsin. The Veritex Holdings acquisition (closed October 2025) deepened its Dallas-Fort Worth and Houston presence. The Cadence Bank merger (closed February 2, 2026) added branches across Texas and the South. Huntington now operates nearly 1,400 branches with approximately $223 billion in assets.
Sources
Data sourced from Huntington primary sources (21 pages reviewed). How we research.
Phone1-800-480-2265
Mailing Address
Huntington National Bank, PO Box 1558, Columbus, OH 43272-4195
WebsiteLearn more→
Personal Trust and Estate Services
Phone1-877-575-2265
Fax1-877-867-3094
Mailing Address
Huntington National Bank, Attn: Transfer Desk, 7 Easton Oval, EA4E77, Columbus, OH 43219
WebsiteLearn more→
Death Claims
Phone1-800-480-2265
Toll-Free1-800-480-2265
Mailing Address
Huntington Customer Service Center (EA5C42), P.O. Box 1558, Columbus, OH 43216
Verified Apr 2026
Estate planning articles
Learn how to protect your Huntington accounts and other assets with trusts, beneficiary designations, and estate planning documents.
