Estate planning at Horace Mann
How to protect 17 Horace Mann accounts — manage beneficiaries online, fund a trust by mail, and file death claims
Horace Mann Customer Service
The Horace Mann Companies, 1 Horace Mann Plaza, Springfield, IL 62715. Annuity correspondence and contributions: Horace Mann Life Insurance Company, P.O. Box 4657, Springfield, IL 62708-4657.
Horace Mann Customer Service
The Horace Mann Companies, 1 Horace Mann Plaza, Springfield, IL 62715. Annuity correspondence and contributions: Horace Mann Life Insurance Company, P.O. Box 4657, Springfield, IL 62708-4657.
Horace Mann Claims — life insurance and annuity death claims (one intake for both)
Return the mailed claim packet to the address printed on it, or to the regional office handling the claim. Annuity correspondence: Horace Mann Life Insurance Company, P.O. Box 4657, Springfield, IL 62708-4657. Supplemental policies (National Teachers Associates): P.O. Box 650855, Dallas, TX 75265-0855. Group benefits (Madison National Life): P.O. Box 2865, Clinton, IA 52733.
With 17 products relevant to estate planning, Horace Mann policyholders need to understand how beneficiary designations control where proceeds go. These designations override a will, so the names on file with Horace Mann are what determine who receives the death benefit.
Beneficiary designations at Horace Mann can be managed online, by mail, and by phone, typically taking retirement Advantage: immediate when done online at horacemann.com/myaccount. Life and annuity paper forms: allow mailing and processing time; the change is effective as of the date you signed the form, subject to any payment or action taken before Horace Mann received it.. Trust funding is also available, allowing families to name a trust as the policy beneficiary or establish an irrevocable life insurance trust (ILIT).
There are two sides to estate planning at Horace Mann: setting things up while you're alive, and the process survivors follow after a death.
Preparing your estate
Beneficiaries and trust funding
How to manage beneficiaries online, fund a trust by mail, and review 17 account types at Horace Mann.
View details →When someone dies
Death claim process
7-step process, 9 required documents, and contact information for survivors.
View details →
Sources
Data sourced from Horace Mann primary sources (15 pages reviewed). How we research.
Horace Mann Customer Service
The Horace Mann Companies, 1 Horace Mann Plaza, Springfield, IL 62715. Annuity correspondence and contributions: Horace Mann Life Insurance Company, P.O. Box 4657, Springfield, IL 62708-4657.
Horace Mann Customer Service
The Horace Mann Companies, 1 Horace Mann Plaza, Springfield, IL 62715. Annuity correspondence and contributions: Horace Mann Life Insurance Company, P.O. Box 4657, Springfield, IL 62708-4657.
Horace Mann Claims — life insurance and annuity death claims (one intake for both)
Return the mailed claim packet to the address printed on it, or to the regional office handling the claim. Annuity correspondence: Horace Mann Life Insurance Company, P.O. Box 4657, Springfield, IL 62708-4657. Supplemental policies (National Teachers Associates): P.O. Box 650855, Dallas, TX 75265-0855. Group benefits (Madison National Life): P.O. Box 2865, Clinton, IA 52733.
Estate planning articles
Learn how to protect your Horace Mann accounts and other assets with trusts, beneficiary designations, and estate planning documents.
