Estate planning at HomeStreet
How to protect 11 HomeStreet accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through HomeStreet's HomeStreet Bank Customer Service
HomeStreet
Subsidiary of Mechanics Bancorp (HomeStreet Bank merged into Mechanics Bank, 2025-09-02)
homestreet.com→
Phone1-800-719-8080
Mailing Address
HomeStreet Bank, 601 Union Street, Suite 2000, Seattle, WA 98101
WebsiteLearn more→
HomeStreet Bank Estate Services
Phone1-800-719-8080
Mailing Address
HomeStreet Bank, 601 Union Street, Suite 2000, Seattle, WA 98101
WebsiteNotify online→
Verified May 2026
HomeStreet offers 11 consumer accounts that interact with estate planning in distinct ways. Of those, 9 can name a trust as beneficiary or be retitled into a trust. Understanding the transfer methods available for each account type helps families keep assets out of probate and ensure they pass to the right people.
Beneficiary designations at HomeStreet can be managed in branch, by mail, and by phone, typically taking 15-30 minutes in branch; longer by mail. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
HomeStreet provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 11 account types at HomeStreet.
View details →When someone dies
Death claim process
Contact HomeStreet's HomeStreet Bank Customer Service to file a claim. 5-step process, 7 required documents, and contact information for survivors.
View details →HomeStreet's HomeStreet Bank Customer Service can answer questions about beneficiaries, trusts, or death claims at 1-800-719-8080.
HomeStreet operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
No. The 2024-announced merger between HomeStreet, Inc. and FirstSun Capital was terminated in early 2025 after the Federal Reserve and OCC declined to approve the deal on its originally proposed terms. The transaction that actually closed is the merger with Mechanics Bank, effective September 2, 2025. The combined holding company was renamed Mechanics Bancorp. Deposit accounts are now held at Mechanics Bank, Member FDIC, and the homestreet.com domain redirects to mechanicsbank.com.
HomeStreet Bank merged into Mechanics Bank on September 2, 2025; the combined holding company is now Mechanics Bancorp. Deposit accounts moved to Mechanics Bank, Member FDIC, with no branch closures across the combined 166 California, Oregon, Washington, and Hawaii footprint. Online and mobile banking transitioned to mechanicsbank.com on March 23, 2026; the new routing number for former HomeStreet deposit accounts is 121102036. Direct deposits and pre-scheduled automatic transfers carried over without interruption. Legacy HomeStreet mortgage servicing systems are scheduled to complete conversion during a service window from 5:00pm PT May 29, 2026 through midnight PT June 4, 2026.
Sources
Data sourced from HomeStreet primary sources (12 pages reviewed). How we research.
HomeStreet
Subsidiary of Mechanics Bancorp (HomeStreet Bank merged into Mechanics Bank, 2025-09-02)
homestreet.com→Phone1-800-719-8080
Mailing Address
HomeStreet Bank, 601 Union Street, Suite 2000, Seattle, WA 98101
WebsiteLearn more→
HomeStreet Bank Estate Services
Phone1-800-719-8080
Mailing Address
HomeStreet Bank, 601 Union Street, Suite 2000, Seattle, WA 98101
WebsiteNotify online→
Verified May 2026
Estate planning articles
Learn how to protect your HomeStreet accounts and other assets with trusts, beneficiary designations, and estate planning documents.
