Estate planning at HomeStreet
How to protect 11 HomeStreet accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through HomeStreet's Mechanics Bank Wealth Management - Trust and Estate Services (trustee, executor / co-executor, agency; Delaware trust services)
Brand change
HomeStreet Bank merged into Mechanics Bank on September 2, 2025. Deposit accounts and online banking converted to Mechanics Bank systems on March 23, 2026 (account numbers unchanged; new routing number 121102036), and legacy HomeStreet mortgage servicing moved to the Mechanics Bank Check My Loan platform in mid-2026 with reissued loan numbers. homestreet.com redirects to mechanicsbank.com. Former HomeStreet client support: 800-719-8080. Mechanics Bank Customer Care: 800-797-6324. Mortgage servicing: 800-237-3194. Effective September 2025.
HomeStreet is now part of Mechanics Bank. The procedures below reflect HomeStreet's accounts during the transition. View the Mechanics Bank estate planning page.
HomeStreet
Subsidiary of Mechanics Bancorp (HomeStreet Bank merged into Mechanics Bank, 2025-09-02)
homestreet.com→
Mechanics Bank Customer Care (former HomeStreet client support: 800-719-8080)
Mechanics Bank, PO Box 8070, Walnut Creek, CA 94596
Mechanics Bank Wealth Management - Trust and Estate Services (trustee, executor / co-executor, agency; Delaware trust services)
Mechanics Bank, PO Box 8070, Walnut Creek, CA 94596
Mechanics Bank Customer Care (deposit death claims, completed at a banking center or by mail; mortgage death claims go to Loan Servicing at 800-237-3194)
Mechanics Bank, PO Box 8070, Walnut Creek, CA 94596
HomeStreet offers 11 consumer accounts that interact with estate planning in distinct ways. Of those, 9 can name a trust as beneficiary or be retitled into a trust. Understanding the transfer methods available for each account type helps families keep assets out of probate and ensure they pass to the right people.
Beneficiary designations at HomeStreet can be managed in branch, by mail, and by phone, typically taking 15-30 minutes in a banking center; longer by mail. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
HomeStreet provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 11 account types at HomeStreet.
View details →When someone dies
Death claim process
Contact HomeStreet's Mechanics Bank Wealth Management - Trust and Estate Services (trustee, executor / co-executor, agency; Delaware trust services) to file a claim. 9-step process, 8 required documents, and contact information for survivors.
View details →HomeStreet's Mechanics Bank Wealth Management - Trust and Estate Services (trustee, executor / co-executor, agency; Delaware trust services) can answer questions about beneficiaries, trusts, or death claims at 925-482-8060. Email inquiries can be sent to wealth@mechanicsbank.com.
HomeStreet operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
HomeStreet Bank no longer exists as a separate bank. The 2024-announced merger with FirstSun Capital Bancorp was terminated in early 2025 after the Federal Reserve and OCC declined to approve it on the proposed terms -- FirstSun never became the parent. The deal that closed is the Mechanics Bank merger, effective September 2, 2025, and the combined holding company was renamed Mechanics Bancorp. The customer conversion is now finished: deposit accounts and online banking moved to Mechanics Bank systems on March 23, 2026 (account numbers unchanged, new routing number 121102036), and legacy HomeStreet mortgages moved to the Mechanics Bank Check My Loan servicing platform in mid-2026 with reissued loan numbers. homestreet.com redirects to mechanicsbank.com. For an estate, that means every contact is a Mechanics Bank contact: deposits 800-797-6324, former HomeStreet client support 800-719-8080, mortgage servicing 800-237-3194.
Sources
Data sourced from HomeStreet primary sources (15 pages reviewed). How we research.
HomeStreet
Subsidiary of Mechanics Bancorp (HomeStreet Bank merged into Mechanics Bank, 2025-09-02)
homestreet.com→Mechanics Bank Customer Care (former HomeStreet client support: 800-719-8080)
Mechanics Bank, PO Box 8070, Walnut Creek, CA 94596
Mechanics Bank Wealth Management - Trust and Estate Services (trustee, executor / co-executor, agency; Delaware trust services)
Mechanics Bank, PO Box 8070, Walnut Creek, CA 94596
Mechanics Bank Customer Care (deposit death claims, completed at a banking center or by mail; mortgage death claims go to Loan Servicing at 800-237-3194)
Mechanics Bank, PO Box 8070, Walnut Creek, CA 94596
Estate planning articles
Learn how to protect your HomeStreet accounts and other assets with trusts, beneficiary designations, and estate planning documents.
