How to name beneficiaries and fund a trust at HawaiiUSA FCU
Covers 12 deposit, 1 hsa, 2 retirement, 2 investment, and 1 insurance accounts — beneficiaries must be updated in-branch
Member Solution Center
HawaiiUSA Federal Credit Union, 1226 College Walk, Honolulu, HI 96817
HawaiiUSA Investment and Insurance Services (securities and advisory services through LPL Financial)
HawaiiUSA Investment and Insurance Services, 1226 College Walk, Honolulu, HI 96817
Member Solution Center (deceased member accounts)
HawaiiUSA Federal Credit Union, 1226 College Walk, Honolulu, HI 96817
Preparing your HawaiiUSA FCU accounts for estate transfer involves two key steps: designating beneficiaries on each account and, where appropriate, retitling accounts into a trust. Because HawaiiUSA FCU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Accounts with Payable on Death designations or trust ownership bypass probate entirely.
HawaiiUSA FCU has 18 product types, and the estate transfer rules differ across them. Some support Payable on Death (POD) designations, some can be retitled into a trust, and others will require probate if nothing is set up. Each is covered below.
- Full legal name, date of birth, Social Security number, and relationship
- Primary or contingent status
- Percentage allocation when naming multiple beneficiaries
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Online beneficiary designation is not available: use a branch, a phone call followed by a mailed form, or mail
- HawaiiUSA does not publish a downloadable POD or IRA beneficiary form; the form is provided by the credit union on request
- A POD designation on a deposit account does not cover an HSA or an IRA — each needs its own beneficiary form
- Members often hold several share suffixes (Basic Savings, Secondary Savings, Christmas Club); confirm the designation is applied to each one you intend to cover
- Investment and annuity beneficiaries are administered by LPL Financial through HawaiiUSA Investment and Insurance Services, not by branch staff
- In-branch notary is free to members for the first two signatures per day; bring a current photo ID with a physical description and signature (driver’s license, military ID, or passport)
Sources
- hawaiiusafcu.com
- capitol.hawaii.gov
- courts.state.hi.us
- invest.hawaiiusafcu.com
- locations.hawaiiusafcu.com
Data sourced from HawaiiUSA FCU primary sources (20 pages reviewed). How we research.
Download these HawaiiUSA FCU instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against HawaiiUSA FCU primary sources. Bring it to the branch or keep it beside the phone.
Member Solution Center
HawaiiUSA Federal Credit Union, 1226 College Walk, Honolulu, HI 96817
HawaiiUSA Investment and Insurance Services (securities and advisory services through LPL Financial)
HawaiiUSA Investment and Insurance Services, 1226 College Walk, Honolulu, HI 96817
Member Solution Center (deceased member accounts)
HawaiiUSA Federal Credit Union, 1226 College Walk, Honolulu, HI 96817
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