Estate planning at Harley-Davidson Financial

How to protect 1 Harley-Davidson Financial accounts — file death claims

Harley-Davidson Financial

Subsidiary of Harley-Davidson, Inc.

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Harley-Davidson Financial logo

HDFS Rider Services

Mailing Address

Payments: Harley-Davidson Credit Corp., Dept. 15129, Palatine, IL 60055-5129. Overnight payments: Harley-Davidson Credit Corp., Dept. 15129, 5503 N. Cumberland Ave, Chicago, IL 60656. Other inquiries: Harley-Davidson Financial Services, Inc., Attention: Rider Services, PO Box 22048, Carson City, NV 89721-2048.

HDFS Rider Services

Mailing Address

Payments: Harley-Davidson Credit Corp., Dept. 15129, Palatine, IL 60055-5129. Overnight payments: Harley-Davidson Credit Corp., Dept. 15129, 5503 N. Cumberland Ave, Chicago, IL 60656. Other inquiries: Harley-Davidson Financial Services, Inc., Attention: Rider Services, PO Box 22048, Carson City, NV 89721-2048.

HDFS Rider Services (Deceased Borrower)

Mailing Address

Harley-Davidson Financial Services, Inc., Attention: Rider Services, PO Box 22048, Carson City, NV 89721-2048

Verified Jul 2026

Harley-Davidson Financial services loans, which means at death the focus is settling what is owed. The estate notifies Harley-Davidson Financial, provides documentation of authority, and works through payoff or the loan-specific options available to survivors.

Harley-Davidson Financial provides specific procedures for both proactive estate planning and filing claims after a death.


Frequently asked questions

HDFS instructs borrowers to contact Harley-Davidson Credit for the exact pay-off amount before paying off a motorcycle loan, because a simple-interest balance changes daily. Call Rider Services at 1-888-MY1-HDFS (1-888-691-4337), Monday through Friday 8:00 a.m. to 7:00 p.m. Central Time, to request the payoff. Have the account number ready so the quote can be matched to the account.

HDFS holds a lien on the motorcycle's title until the loan is paid in full. Once the payoff is satisfied, HDFS releases its lien and the title so the motorcycle can be retitled through the estate to an heir or sold. Confirm the exact payoff amount with Rider Services first, then send the payoff check payable to Harley-Davidson Credit Corp. HDFS does not publish a fixed timeline for the title release.

An heir who wants to keep the motorcycle can pay off the loan and retitle the bike through the estate, or refinance the balance in their own name. Any financing in the heir's name is subject to HDFS's credit and underwriting guidelines. Payments must be kept current in the meantime, because the motorcycle secures the loan and can be repossessed if the account falls behind. Contact Rider Services at 1-888-MY1-HDFS to discuss the options.

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Sources

Data sourced from Harley-Davidson Financial primary sources (4 pages reviewed). How we research.

Estate planning articles

Learn how to protect your Harley-Davidson Financial accounts and other assets with trusts, beneficiary designations, and estate planning documents.