Estate planning and settlement at Hanscom FCU
Name beneficiaries in branch, fund a trust in branch, and report a death at 1-800-656-4328
Hanscom FCU offers 27 accounts, each with its own rules for what happens when a member dies. As a membership-based credit union, Hanscom FCU membership eligibility, per hfcu.org/why-us/about-hanscom-fcu/join-hanscom-fcu.html: active-duty or retired military; active or retired federal government employees in Massachusetts; immediate family of a current member; employees, volunteers and retirees of a Bank @ Work company; members of a partner organization (including Blue Star Families - New England Chapter, added to the field of membership with NCUA approval in September 2025); and existing members opening additional accounts. Membership requires one $5.00 par share held in a Prime Share Savings account - the minimum share pledge dropped from $25 to $5 effective July 30, 2025. The locations page lists 16 offices: two WealthTrek experience centers (Burlington and Boston, MA), seven community branches (Littleton, Billerica, Bedford, Beverly, Devens, Dorchester, Cambridge - all MA), two military-installation branches (Hanscom AFB and U.S. Army Natick, both requiring a military/DoD ID or a visitor security screening), three VA Boston Health Care branches (Jamaica Plain, West Roxbury, Brockton) and two MITRE Corporation branches (Bedford, MA and McLean, VA - the only Virginia office; the page states MITRE branch access is restricted to MITRE Corporation employees). Maryland is served through the former Peoples Bank offices, acquired January 5, 2026 and operating as Peoples Powered by Hanscom Federal Credit Union; the completion press release describes the deal as Hanscom's entry into Maryland and Washington, D.C. and says systems conversion was expected in Summer 2026. As of September 14, 2026 no conversion-completion notice had been published on the Media Center (latest press release: June 22, 2026), those offices are still not listed on hfcu.org/locations.html, and no Peoples Powered landing page resolves on hfcu.org - so a Maryland account may still be running on legacy Peoples Bank account numbers, checks and digital banking, and the Member Engagement Center should be called before mailing anything there. Members also reach 5,000 shared branches through the CO-OP Shared Branch network and over 100,000 surcharge-free ATMs. Mortgage lending reaches well beyond the branch footprint - the mortgage page cites $2.2 billion+ in residential loans across 46 states. A merger with Alden Credit Union (Chicopee, MA) was announced February 5, 2026 and remains pending as of September 14, 2026 (Alden is still separately chartered and Active at the NCUA, charter 67951), with a member notice published June 10, 2026; it is anticipated to close in the fourth quarter of 2026 subject to regulatory approval, would add branches in Chicopee and Belchertown, MA, and the combined credit union would keep the Hanscom Federal Credit Union name. Some transfer automatically to a named beneficiary, others can be held in a trust, and a few may require probate if no plan is in place.
Hanscom FCU lets account holders update beneficiary designations in branch, by phone, and by mail, typically taking 15-30 minutes. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
There are two sides to estate planning at Hanscom FCU: setting things up while you're alive, and the process survivors follow after a death.
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 27 account types at Hanscom FCU.
Preparing your estate →Death claim process
Report the death to Hanscom FCU's Member Engagement Center at 1-800-656-4328. The page lists the steps and the documents to send.
When someone dies →Because Hanscom FCU serves a limited number of states, procedures for trust funding and beneficiary changes may differ depending on your location. Verify availability before starting.
Sources
Data sourced from Hanscom FCU primary sources (15 pages reviewed). How we research.
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