Estate planning at Grow Financial
How to protect 15 Grow Financial accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Phone1-800-839-6328
Fax1-813-832-2080
Mailing Address
Grow Financial FCU, P.O. Box 89909, Tampa, FL 33689-0415
WebsiteLearn more→
Phone1-800-839-6328
Fax1-813-832-2080
Mailing Address
Grow Financial FCU, P.O. Box 89909, Tampa, FL 33689-0415
WebsiteLearn more→
Deposit Servicing (Death Certificates)
Phone1-800-839-6328
Toll-Free1-800-839-6328
Fax813-832-2088
Mailing Address
Grow Financial FCU, P.O. Box 89669, Tampa, FL 33689-0411
Verified May 2026
Grow Financial is a credit union offering 15 accounts that interact with estate planning in different ways. As a membership-based credit union, Grow Financial serves West Central Florida (Hernando, Hillsborough, Manatee, Pasco, Pinellas, Polk counties) and South Carolina (Midlands and Low Country). Also open to active/retired military, employees of 1,500+ Select Employee Groups, and family/household of existing members. Originally military-focused (MacDill AFB), now open broadly. Membership requires opening a Basic Savings Account with a $1 minimum deposit. Understanding how each account transfers at death—and which ones a trust can hold—helps families avoid probate delays and unintended outcomes.
At Grow Financial, beneficiary designations are managed in branch, by mail, and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.
Grow Financial provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 15 account types at Grow Financial.
View details →When someone dies
Death claim process
6-step process, 6 required documents, and contact information for survivors.
View details →Grow Financial operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
No. Grow Financial does not offer online beneficiary management for deposit accounts. POD designations must be made in person at a store location, by phone at 800-839-6328, or by mail. This is a credit-union-specific limitation; investment accounts held through LPL Financial use a separate process via your LPL advisor.
Per the Grow Financial Universal Account Agreement, if every named POD beneficiary predeceases the account owner(s), the funds are paid to the estate of the last surviving account owner -- which forces the account through Florida (or South Carolina) probate. Naming contingent beneficiaries on the POD designation avoids this outcome.
Yes. Grow Financial partners with Trust & Will to offer members a 25% discount on online wills, revocable trusts, powers of attorney, and healthcare directives. The partnership is accessed through the member education portal on growfinancial.org; the discount applies only to Trust & Will pricing and does not include retitling of Grow Financial accounts into the resulting trust.
Sources
Data sourced from Grow Financial primary sources (18 pages reviewed). How we research.
Phone1-800-839-6328
Fax1-813-832-2080
Mailing Address
Grow Financial FCU, P.O. Box 89909, Tampa, FL 33689-0415
WebsiteLearn more→
Phone1-800-839-6328
Fax1-813-832-2080
Mailing Address
Grow Financial FCU, P.O. Box 89909, Tampa, FL 33689-0415
WebsiteLearn more→
Deposit Servicing (Death Certificates)
Phone1-800-839-6328
Toll-Free1-800-839-6328
Fax813-832-2088
Mailing Address
Grow Financial FCU, P.O. Box 89669, Tampa, FL 33689-0411
Verified May 2026
Estate planning articles
Learn how to protect your Grow Financial accounts and other assets with trusts, beneficiary designations, and estate planning documents.
