Estate planning and settlement at Greylock FCU

How your Greylock FCU accounts transfer at death depends on how each one is set up. As a membership-based credit union, Greylock FCU headquartered at 150 West St, Pittsfield, MA 01201 (NCUA charter #24560). Branches in Adams, Allendale/Pittsfield, Berkshire Medical Center, Elm Street/Pittsfield, General Dynamics, Great Barrington, Kellogg Street/Pittsfield, Lanesborough, Lee, Lenox, North Adams, West Street/Pittsfield, and Williamstown (all Berkshire County, MA), plus Greenport/Hudson, NY (https://www.greylock.org/locations-and-atms.html). Following the Franklin First Federal Credit Union merger into Greylock's charter on 2026-06-01, a Franklin First-branded branch and two remote ATMs continue to serve Greenfield (Franklin County, MA) -- that branch is documented in Greylock's merger press release but is NOT listed on the Greylock locations page, so an executor holding a Franklin First account should call rather than look for it there. Night deposit boxes are at Adams, Great Barrington, Greenport/Hudson, Lanesborough, Lenox, North Adams, Pittsfield-Allendale, Pittsfield-Elm Street, Pittsfield-West Street, and Williamstown. Greylock participates in shared branching (a network Greylock describes as more than 5,600 branches and 30,000 ATMs nationwide), which matters to an out-of-state executor: shared branching handles routine member transactions, but a death claim has to go to Greylock itself. Membership is open to people who live, work, attend school, worship, or regularly conduct business in Berkshire County, MA; the towns of Westfield, Southwick, Granville, Montgomery, and Russell, MA; Bennington County, VT; or Columbia County, NY, and to employees of partner employers and immediate family of current members. Membership eligibility quiz: https://membercheck.greylock.org. Membership is established with a $5 deposit in a Primary Share account (a check or cash for at least $5, or $20 when opening a Primary Share and a Checking account together) -- per https://www.greylock.org/go-greylock/credit-union-membership/who-can-join.html. With 16 account types, the transfer rules vary—getting the right designations in place now prevents delays and court involvement later.

Greylock FCU handles beneficiary designations in branch, by phone, and by mail. Accounts can also be retitled into a trust to keep them out of probate entirely.