Great-West Life logo

Great-West Life

Subsidiary of Great-West Lifeco / Empower

empower.com

Estate planning and settlement at Great-West Life

Name beneficiaries online and report a death at 1-866-442-3888

Great-West Life is now EmpowerRebranded, effective August 2022

Great-West Life & Annuity Insurance Company was renamed to Empower Annuity Insurance Company of America effective August 1, 2022 (re-verified 2026-09-13 against empower.com/name-change, which still publishes the old-name/new-name table). Empower states the change was NOT the result of any change in business, ownership, or corporate structure; that no action is required of participants or account holders; that existing contracts "are not impacted by the name changes and remain in force"; and that EINs, CUSIPs, and other identifiers did not change. Beneficiary designations carried over untouched. The name was approved in Colorado, the company's domicile state, on August 1, 2022 with ratification then pending in the other states, so contract holders received a second notice as each state ratified. Retirement and in-plan annuity business is serviced under the Empower brand today. Legacy individual life insurance and individual annuity contracts reinsured to Protective Life on June 1, 2019 are serviced and claimed at Protective, not Empower — and legacy New York business went to Protective Life and Annuity Insurance Company, not Protective Life Insurance Company, which is not licensed in New York.

The procedures on this page reflect Great-West Life's accounts during the transition.Empower estate planning page →

Great-West Life offers 8 consumer annuity contracts that interact with estate planning in distinct ways. Of those, 8 can name a trust as beneficiary or be retitled into a trust. Understanding the transfer methods available for each account type helps families keep assets out of probate and ensure they pass to the right people.

Beneficiary changes at Great-West Life can be made online, by phone, and by mail.

Great-West Life provides specific procedures for both proactive estate planning and filing claims after a death.

SimplyTrustSimplyTrust Editorial·

Sources

Show 2 more sources

Data sourced from Great-West Life primary sources (15 pages reviewed). How we research.

Great-West Life customer support

Empower workplace customer service

Empower Investor Services (Empower-held IRAs)

1-866-317-6586Monday-Friday 6:00 AM-6:00 PM MT

Legacy participant services line

Protective Life - legacy individual annuity service

Protective Life - legacy individual life and health service

Protective Life - legacy Great-West variable life service

Protective Life - transferred ADA Members Insurance Plans

Hours

Monday-Friday 8:00 AM-10:00 PM ET

Mailing address

Empower, P.O. Box 173764, Denver, CO 80217-3764 (express mail: 8515 E. Orchard Rd., Greenwood Village, CO 80111)
Verified Sep 2026

Estate planning articles

Learn how to protect your Great-West Life accounts and other assets with trusts, beneficiary designations, and estate planning documents.

Forms for Planning Your Estate

Free forms for planning your estate: a will, living trust, pour-over will, both powers of attorney, living will, and TOD deed.

Free

Last Will and Testament

Name your heirs, guardians, and final wishes. Free for every state.

Get Started
Free

Healthcare Power of Attorney

Name someone to make medical decisions if you can't.

Get Started
Free

Financial Power of Attorney

Name someone to manage your finances if you can't.

Get Started
Free

Transfer on Death Deed

Transfer real property to a beneficiary upon your death without probate. Available in 34 states and the District of Columbia.

Get Started
Free

Vehicle Transfer on Death

Name a beneficiary to inherit your vehicle at death without probate. Available in 26 states and the District of Columbia.

Get Started
Free

Living Will

State in advance which life-sustaining treatments you want or refuse, in the document your state recognizes, with signing instructions from the statute.

Get Started
Free

Pour-Over Will

Catch anything outside your trust. Pairs with your revocable trust.

Get Started
$12/month

Revocable Living Trust

Create a revocable living trust to avoid probate, protect privacy, and control asset distribution.

Get Started

All forms

Tools for Planning Your Estate

Free tools for planning your estate: what a will or trust costs, whether you need a trust or TOD deed, and how documents are signed.

How Do I Sign Estate Documents?

Find witness, notary, and remote signing requirements for all 50 states.

Check Requirements

Will My Estate Documents Transfer?

Check if estate planning documents signed in one state are valid in another.

Check Portability

Trust or Will: Which Costs Less?

Compare the cost of probate vs a trust for your state and estate value.

Compare Options

How Much Does a Revocable Living Trust Cost?

Compare revocable living trust costs across providers including online services and attorneys.

Compare Costs

How Much Does a Will Cost?

Compare will costs across providers plus probate costs your heirs will pay.

Compare Costs

How Does SimplyTrust Compare to LegalZoom, Trust & Will, and Other Services?

Compare what it costs to make a trust official across SimplyTrust, LegalZoom, Trust & Will, Rocket Lawyer, and Quicken WillMaker.

Compare Services

How Do I Name a Guardian for My Minor Children?

See how a parent names a guardian for their minor children, what weight the court gives your choice, and your options for temporary care.

Check Your State

Do I Need a Revocable Trust?

Find out if a revocable trust makes sense based on your state, estate value, and family situation.

Check Now

All tools