Estate planning at Granite State CU
How to protect 11 Granite State CU accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Phone1-800-645-4728
Emailmembers@gscu.org
Mailing Address
P.O. Box 6420, Manchester, NH 03108-6420
WebsiteLearn more →
Phone1-800-645-4728
Emailmembers@gscu.org
Mailing Address
P.O. Box 6420, Manchester, NH 03108-6420
WebsiteLearn more →
Member Services (Death Claims)
Phone1-800-645-4728
Toll-Free1-800-645-4728
Emailmembers@gscu.org
Mailing Address
P.O. Box 6420, Manchester, NH 03108-6420
Verified Mar 2026
Granite State CU is a credit union offering 11 accounts that interact with estate planning in different ways. As a membership-based credit union, Granite State CU membership open to anyone who lives or works in New Hampshire. Also eligible: those who live or work in Maine counties of Oxford or York; Massachusetts counties of Essex, Franklin, Middlesex, or Worcester; or Vermont counties of Caledonia, Essex, Orange, Windham, or Windsor. Eight full-service branches: Manchester, Concord, Nashua, Derry, Rochester, Tilton, Candia, and Amherst. Access to 30,000+ ATMs and 6,000+ CO-OP Shared Branch locations nationwide. Understanding how each account transfers at death—and which ones a trust can hold—helps families avoid probate delays and unintended outcomes.
Granite State CU handles beneficiary designations in branch, by mail, and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.
Granite State CU provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 11 account types at Granite State CU.
View details →When someone dies
Death claim process
5-step process, 5 required documents, and contact information for survivors.
View details →Granite State CU operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Visit any branch with trust document pages showing the trust name, establishing signatures, and trustee designations, along with the trust's SSN or EIN and government-issued ID for each trustee. A Certificate of Trust is also accepted. Accounts can be titled in the trust name for savings, checking, money market, and certificate account types. GSCU does not act as trustee on trust-titled deposit accounts.
Membership is open to anyone who lives or works in New Hampshire. Residents of bordering counties are also eligible: Oxford or York counties in Maine; Essex, Franklin, Middlesex, or Worcester counties in Massachusetts; or Caledonia, Essex, Orange, Windham, or Windsor counties in Vermont. A $10 minimum deposit is required to open a savings account and establish membership. GSCU has eight full-service branches across NH and access to 30,000+ ATMs and 6,000+ CO-OP Shared Branches nationwide.
IRA beneficiary designations use a separate form from POD designations on deposit accounts. Contact GSCU at (800) 645-4728 or visit any branch to complete an IRA beneficiary designation form. A trust can be named as the IRA beneficiary, but IRAs cannot be retitled into a trust. POD designation does not apply to IRA accounts.
Phone1-800-645-4728
Emailmembers@gscu.org
Mailing Address
P.O. Box 6420, Manchester, NH 03108-6420
WebsiteLearn more →
Phone1-800-645-4728
Emailmembers@gscu.org
Mailing Address
P.O. Box 6420, Manchester, NH 03108-6420
WebsiteLearn more →
Member Services (Death Claims)
Phone1-800-645-4728
Toll-Free1-800-645-4728
Emailmembers@gscu.org
Mailing Address
P.O. Box 6420, Manchester, NH 03108-6420
Verified Mar 2026
Estate planning resources for Granite State CU customers
Tools and documents to help protect your Granite State CU accounts.
Do I Need a Revocable Trust?
Answer questions about your estate size, real estate ownership, marital status, and family situation to see how a revocable trust compares to a will alone. Includes estimated probate costs for your state.
Check Now
Are My Beneficiary Designations Protected?
See how your state handles beneficiary designations after divorce, inherited IRA creditor protection, and spousal consent requirements for retirement accounts.
Check Now
What Does Estate Planning Actually Cost?
See the true cost of estate planning. Compare SimplyTrust, Trust & Will, LegalZoom, and attorneys including life events like marriage, divorce, and having children.
Compare Costs
