Estate planning and settlement at Golden 1
Name beneficiaries online, fund a trust in branch, and report a death at 1-877-465-3361
How your Golden 1 accounts transfer at death depends on how each one is set up. As a membership-based credit union, Golden 1 golden 1 states on https://www.golden1.com/savings/overview that all Californians can join -- anyone who lives or works in California is eligible, and membership is established by opening a Regular Savings account with $1. Non-Californians may join if they are a family member or registered domestic partner of a current member, or a member of one of nearly 1,000 Select Employee Groups, so an out-of-state heir who is a family member can open the beneficiary account Golden 1 needs to transfer funds internally. Headquarters and the overnight-delivery address for estate documents is 8945 Cal Center Dr, Sacramento, CA 95826. With 18 account types, the transfer rules vary—getting the right designations in place now prevents delays and court involvement later.
Golden 1 lets account holders update beneficiary designations online, in branch, and by mail, typically taking 15 to 30 minutes. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
There are two sides to estate planning at Golden 1: setting things up while you're alive, and the process survivors follow after a death.
Beneficiaries and trust funding
How to manage beneficiaries online, fund a trust in-branch, and review 18 account types at Golden 1.
Preparing your estate →Death claim process
Report the death to Golden 1's Member Beneficiary Support at 1-877-465-3361. The page lists the steps and the documents to send.
When someone dies →For questions about any of these procedures, contact Golden 1's Member Beneficiary Support at 1-877-465-3361. Email inquiries can be sent to MemberBeneficiarySupportTeam@golden1.com.
Because Golden 1 serves a limited number of states, procedures for trust funding and beneficiary changes may differ depending on your location. Verify availability before starting.
Sources
Data sourced from Golden 1 primary sources (15 pages reviewed). How we research.
Golden 1 customer support
Member Service Contact Center
Phone
International (calling charges may apply)
Member Care (payment hardship on loans and cards)
Mortgage Servicing
Overnight/courier deliveries
Hours
Mailing address
Website
Estate planning articles
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