Estate planning at Golden 1
How to protect 19 Golden 1 accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through Golden 1's Deposit Account Servicing - Member Beneficiary Support
Member Service Contact Center
Phone1-877-465-3361
Fax1-916-732-2894
Mailing Address
Golden 1 Credit Union, P.O. Box 15966, Sacramento, CA 95852
International
WebsiteLearn more→
Deposit Account Servicing - Member Beneficiary Support
Phone1-877-465-3361
Mailing Address
Golden 1 Credit Union, Deposit Account Servicing, P.O. Box 15966, Sacramento, CA 95852, Attn: Member Beneficiary Support
WebsiteLearn more→
Deposit Account Servicing - Member Beneficiary Support
Phone1-877-465-3361
Toll-Free1-877-465-3361
Mailing Address
Golden 1 Credit Union, Deposit Account Servicing, P.O. Box 15966, Sacramento, CA 95852, Attn: Member Beneficiary Support
WebsiteNotify online→
Verified Apr 2026
How your Golden 1 accounts transfer at death depends on how each one is set up. As a membership-based credit union, Golden 1 serves individuals who live or work in California and their family members. More than 80 branch locations and 247 ATMs in 38 counties throughout California. With 19 account types, the transfer rules vary—getting the right designations in place now prevents delays and court involvement later.
Managing beneficiaries at Golden 1 is straightforward—changes can be made in branch and by mail, typically taking 15-30 minutes. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
There are two sides to estate planning at Golden 1: setting things up while you're alive, and the process survivors follow after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 19 account types at Golden 1.
View details →When someone dies
Death claim process
Contact Golden 1's Deposit Account Servicing - Member Beneficiary Support to file a claim. 9-step process, 8 required documents, and contact information for survivors.
View details →For questions about any of these procedures, contact Golden 1's Deposit Account Servicing - Member Beneficiary Support at 1-877-465-3361.
Because Golden 1 serves a limited number of states, procedures for trust funding and beneficiary changes may differ depending on your location. Verify availability before starting.
Frequently asked questions
Complete the Beneficiary Designation Form and return it by mail or in person to any Golden 1 branch along with a copy of valid government-issued photo ID for all account owners. All account owners must sign the form. Completing the form cancels all previous beneficiary designations for the account. Beneficiary changes cannot be made online or by phone. Download the form at golden1.com or request one at any branch.
Beneficiaries are only recognized if the decedent designated them on the Golden 1 account application or Beneficiary Designation Form. Without a POD designation, Golden 1 can only take instructions from the court-appointed legal representative (executor or administrator). The account will need to go through probate or qualify for a Small Estate Affidavit.
Golden 1 accepts a Certification of Trust under California Probate Code Section 18100.5 or the full trust document with permissible excerpts and amendments. Bring the certification or trust pages, valid government-issued ID for each trustee, the trust EIN (or grantor's SSN for a revocable grantor trust), and complete the Application for Membership and Trust Account Agreement (Form C-3). Trust accounts can be opened in branch or by mail; checking, savings, money market, and certificates can all be titled to the trust. Call 1-877-465-3361 to confirm requirements before visiting a branch.
Sources
Data sourced from Golden 1 primary sources (18 pages reviewed). How we research.
Member Service Contact Center
Phone1-877-465-3361
Fax1-916-732-2894
Mailing Address
Golden 1 Credit Union, P.O. Box 15966, Sacramento, CA 95852
International
WebsiteLearn more→
Deposit Account Servicing - Member Beneficiary Support
Phone1-877-465-3361
Mailing Address
Golden 1 Credit Union, Deposit Account Servicing, P.O. Box 15966, Sacramento, CA 95852, Attn: Member Beneficiary Support
WebsiteLearn more→
Deposit Account Servicing - Member Beneficiary Support
Phone1-877-465-3361
Toll-Free1-877-465-3361
Mailing Address
Golden 1 Credit Union, Deposit Account Servicing, P.O. Box 15966, Sacramento, CA 95852, Attn: Member Beneficiary Support
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your Golden 1 accounts and other assets with trusts, beneficiary designations, and estate planning documents.
