Estate planning at Georgia's Own
How to protect 16 Georgia's Own accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Phone1-404-874-1166
Toll-Free1-800-533-2062
Mailing Address
100 Peachtree St., Suite 2800, Atlanta, GA 30303
TeleTalk (local)
TeleTalk (toll-free)
WebsiteLearn more→
Phone1-404-874-1166
Toll-Free1-800-533-2062
Mailing Address
100 Peachtree St., Suite 2800, Atlanta, GA 30303
TeleTalk (local)
TeleTalk (toll-free)
WebsiteLearn more→
Death Claims / Member Services
Phone1-800-533-2062
Toll-Free1-800-533-2062
Mailing Address
Georgia's Own Credit Union, P.O. Box 105205, Atlanta, GA 30348
WebsiteNotify online→
Verified Apr 2026
Georgia's Own is a credit union offering 16 accounts that interact with estate planning in different ways. As a membership-based credit union, Georgia's Own membership open through five qualifying paths: (1) residence or employment in eligible metro Atlanta counties, (2) residence or employment in eligible Southeast Georgia counties, (3) residence or employment in eligible Southwest Georgia, Augusta, or Savannah counties, (4) current or retired employees of over 900 Select Employer Groups including AT&T and Charter Global, and (5) faculty, staff, retirees, alumni, or students of Georgia State University. Family members related by blood, adoption, or marriage to an existing member are also eligible. $5 minimum savings deposit required to establish membership. Corporate office: 100 Peachtree St. NW, Suite 2800, Atlanta, GA 30303. 30+ branch locations throughout Georgia with access to 5,000+ shared branches and 30,000+ surcharge-free ATMs. Understanding how each account transfers at death—and which ones a trust can hold—helps families avoid probate delays and unintended outcomes.
Georgia's Own lets account holders update beneficiary designations in branch and by mail, typically taking 15-30 minutes. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
There are two sides to estate planning at Georgia's Own: setting things up while you're alive, and the process survivors follow after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 16 account types at Georgia's Own.
View details →When someone dies
Death claim process
5-step process, 6 required documents, and contact information for survivors.
View details →Georgia's Own operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Request a POD beneficiary designation form at any Georgia's Own branch or contact Member Services at (800) 533-2062. Complete the form with each beneficiary's full legal name, Social Security number, date of birth, and relationship. Designate primary and contingent beneficiaries with percentage allocations. All account owners must sign the form. Submit at a branch or by mail. Note: in Georgia, corporations (including charitable nonprofits) cannot be named as POD beneficiaries.
Membership is open through five qualifying paths: residence or employment in eligible metro Atlanta counties, Southeast Georgia counties, Southwest Georgia/Augusta/Savannah counties, employment at one of over 900 Select Employer Groups (including AT&T and Charter Global), or affiliation with Georgia State University (faculty, staff, retirees, alumni, or students). Family members related by blood, adoption, or marriage to an existing member are also eligible. A $5 minimum savings deposit is required to establish membership.
Visit a Georgia's Own branch with the Certification or Abstract of Trust, valid government-issued photo ID for all trustees, and an IRS letter with EIN number if applicable. Complete a trust account application and the credit union will retitle accounts to trust ownership. Georgia's Own supports both Revocable and Irrevocable Trust accounts. Alternatively, you can name your trust as POD beneficiary on personal deposit accounts as a simpler approach. Call (800) 533-2062 to discuss which option is appropriate for your situation.
IRA accounts at Georgia's Own use a separate IRA Beneficiary Designation Form, distinct from the POD beneficiary form used for deposit accounts. Per the Georgia's Own Membership Agreement, POD and trust beneficiary designations do not apply to Individual Retirement Accounts. IRA beneficiary designations supersede any instructions in a will or trust. To update your IRA beneficiary, visit a branch or contact Member Services at (800) 533-2062 to request the IRA beneficiary form.
TeleTalk is Georgia's Own automated phone banking system, available 24 hours a day, 7 days a week. Call (404) 874-0242 (local) or (800) 533-3817 (toll-free) to check balances, transfer funds, and access account information at any time. For live Member Services support, call (800) 533-2062 during regular business hours: Monday-Friday 8 a.m. to 6 p.m. and Saturday 9 a.m. to 1 p.m.
Sources
Data sourced from Georgia's Own primary sources (26 pages reviewed). How we research.
Phone1-404-874-1166
Toll-Free1-800-533-2062
Mailing Address
100 Peachtree St., Suite 2800, Atlanta, GA 30303
TeleTalk (local)
TeleTalk (toll-free)
WebsiteLearn more→
Phone1-404-874-1166
Toll-Free1-800-533-2062
Mailing Address
100 Peachtree St., Suite 2800, Atlanta, GA 30303
TeleTalk (local)
TeleTalk (toll-free)
WebsiteLearn more→
Death Claims / Member Services
Phone1-800-533-2062
Toll-Free1-800-533-2062
Mailing Address
Georgia's Own Credit Union, P.O. Box 105205, Atlanta, GA 30348
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your Georgia's Own accounts and other assets with trusts, beneficiary designations, and estate planning documents.
