Estate planning at Georgia's Own
How to protect 16 Georgia's Own accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Phone1-404-874-1166
Toll-Free1-800-533-2062
Mailing Address
100 Peachtree St., Suite 2800, Atlanta, GA 30303
TeleTalk (local)
TeleTalk (toll-free)
WebsiteLearn more→
Phone1-404-874-1166
Toll-Free1-800-533-2062
Mailing Address
100 Peachtree St., Suite 2800, Atlanta, GA 30303
TeleTalk (local)
TeleTalk (toll-free)
WebsiteLearn more→
Death Claims / Member Services
Phone1-800-533-2062
Toll-Free1-800-533-2062
Mailing Address
Georgia's Own Credit Union, P.O. Box 105205, Atlanta, GA 30348
WebsiteNotify online→
Verified May 2026
Georgia's Own is a credit union offering 16 accounts that interact with estate planning in different ways. As a membership-based credit union, Georgia's Own membership open through three qualifying paths: (1) live or work in one of 77 eligible Georgia counties, (2) work or retire from one of 600+ partner companies, or (3) be related by blood, adoption, or marriage to a current Georgia's Own member. Affiliation with Georgia State University (faculty, staff, retirees, alumni, or students) also qualifies. $5 minimum savings deposit required to establish membership. Corporate office: 100 Peachtree St. NW, Suite 2800, Atlanta, GA 30303. 30+ branch locations throughout Georgia with access to shared branches and 30,000+ surcharge-free ATMs. Understanding how each account transfers at death—and which ones a trust can hold—helps families avoid probate delays and unintended outcomes.
Georgia's Own handles beneficiary designations in branch and by mail. Accounts can also be retitled into a trust to keep them out of probate entirely.
There are two sides to estate planning at Georgia's Own: setting things up while you're alive, and the process survivors follow after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 16 account types at Georgia's Own.
View details →When someone dies
Death claim process
5-step process, 6 required documents, and contact information for survivors.
View details →Georgia's Own operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Request a POD beneficiary designation form at any Georgia's Own branch or contact Member Services at (800) 533-2062. Complete the form with each beneficiary's full legal name, Social Security number, date of birth, and relationship. Designate primary and contingent beneficiaries with percentage allocations. All account owners must sign the form. Submit at a branch or by mail to P.O. Box 105205, Atlanta, GA 30348. Note: in Georgia, corporations (including charitable nonprofits) cannot be named as POD beneficiaries.
Visit a Georgia's Own branch with the Certification or Abstract of Trust, valid government-issued photo ID for all trustees, and an IRS letter with EIN number if the trust has its own tax ID. Complete a trust account application and the credit union will retitle the account(s) to trust ownership. Georgia's Own supports both Revocable and Irrevocable Trust accounts per its Special Accounts page (https://www.georgiasown.org/savings/special-accounts). Alternatively, you can name your trust as POD beneficiary on personal deposit accounts as a simpler approach. Call (800) 533-2062 to discuss which option fits your situation.
IRA accounts at Georgia's Own use a separate IRA Beneficiary Designation Form, distinct from the POD beneficiary form used for deposit accounts. Per the Georgia's Own Membership and Account Agreement, POD and trust beneficiary designations do not apply to Individual Retirement Accounts. IRA beneficiary designations supersede any instructions in a will or trust. To update your IRA beneficiary, visit a branch or contact Member Services at (800) 533-2062 to request the IRA beneficiary form. A trust can still be named as an IRA beneficiary on the IRA-specific form when appropriate.
Sources
Data sourced from Georgia's Own primary sources (26 pages reviewed). How we research.
Phone1-404-874-1166
Toll-Free1-800-533-2062
Mailing Address
100 Peachtree St., Suite 2800, Atlanta, GA 30303
TeleTalk (local)
TeleTalk (toll-free)
WebsiteLearn more→
Phone1-404-874-1166
Toll-Free1-800-533-2062
Mailing Address
100 Peachtree St., Suite 2800, Atlanta, GA 30303
TeleTalk (local)
TeleTalk (toll-free)
WebsiteLearn more→
Death Claims / Member Services
Phone1-800-533-2062
Toll-Free1-800-533-2062
Mailing Address
Georgia's Own Credit Union, P.O. Box 105205, Atlanta, GA 30348
WebsiteNotify online→
Verified May 2026
Estate planning articles
Learn how to protect your Georgia's Own accounts and other assets with trusts, beneficiary designations, and estate planning documents.
