How to name beneficiaries and fund a trust at Georgia's Own
Covers 11 deposit, and 5 retirement accounts — beneficiaries must be updated in-branch
Phone1-404-874-1166
Toll-Free1-800-533-2062
Mailing Address
100 Peachtree St., Suite 2800, Atlanta, GA 30303
TeleTalk (local)
TeleTalk (toll-free)
WebsiteLearn more→
Phone1-404-874-1166
Toll-Free1-800-533-2062
Mailing Address
100 Peachtree St., Suite 2800, Atlanta, GA 30303
TeleTalk (local)
TeleTalk (toll-free)
WebsiteLearn more→
Death Claims / Member Services
Phone1-800-533-2062
Toll-Free1-800-533-2062
Mailing Address
Georgia's Own Credit Union, P.O. Box 105205, Atlanta, GA 30348
WebsiteNotify online→
Verified Apr 2026
Estate planning at Georgia's Own means getting each account set up so it transfers automatically when you die—either through a POD beneficiary or trust ownership. Because Georgia's Own is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Without one of these in place, accounts may require probate before your family can access the funds.
Georgia's Own has 16 product types, and the estate transfer rules differ across them. Some support Payable on Death (POD) designations, some can be retitled into a trust, and others will require probate if nothing is set up. Each is covered below.
Primary SavingsVacation SavingsHoliday SavingsMoney Market AccountAll Access CheckingPerks+ CheckingResolution CheckingCertificate of DepositFlex CDOwn Your Rate CDStudent Access Checking
1
Visit any Georgia's Own branch location (30+ locations throughout Georgia)
2
Request the appropriate beneficiary form:
- POD beneficiary form for deposit accounts
- IRA beneficiary form for IRA accounts
3
Provide each beneficiary's information:
- Full legal name
- Social Security number
- Date of birth
- Relationship to account owner
4
Specify primary and contingent beneficiaries with percentage allocations
5
All account owners must sign the form
6
Submit the signed form to the branch representative
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Per Georgia's Own Membership Agreement, POD and trust beneficiary designations do not apply to Individual Retirement Accounts (IRAs); IRA accounts use a separate beneficiary designation process
- When an account owner dies, account interest passes to surviving POD beneficiaries subject to applicable Georgia law
- IRA beneficiary designations supersede instructions in a will or trust
- If a legal trust is the named beneficiary, this designation supersedes any individually named beneficiaries and payment is made in full to the legal trust
- In Georgia, corporations (including charitable nonprofit corporations) cannot be named as POD beneficiaries on a bank or credit union account
- Changes to beneficiary designations must be submitted in writing
Phone1-404-874-1166
Toll-Free1-800-533-2062
Mailing Address
100 Peachtree St., Suite 2800, Atlanta, GA 30303
TeleTalk (local)
TeleTalk (toll-free)
WebsiteLearn more→
Phone1-404-874-1166
Toll-Free1-800-533-2062
Mailing Address
100 Peachtree St., Suite 2800, Atlanta, GA 30303
TeleTalk (local)
TeleTalk (toll-free)
WebsiteLearn more→
Death Claims / Member Services
Phone1-800-533-2062
Toll-Free1-800-533-2062
Mailing Address
Georgia's Own Credit Union, P.O. Box 105205, Atlanta, GA 30348
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your Georgia's Own accounts and other assets with trusts, beneficiary designations, and estate planning documents.
