How to name beneficiaries and fund a trust at GE Credit Union
Covers 10 deposit, and 5 retirement accounts — beneficiaries must be updated in-branch
Member Services
Phone1-800-542-7093
Mailing Address
11311 Cornell Park Drive, Cincinnati, OH 45242
Local (Cincinnati)
Business Services
Mortgage Department
Fraud Department
Account Resolutions
WebsiteLearn more→
Member Services
Phone1-800-542-7093
Mailing Address
11311 Cornell Park Drive, Cincinnati, OH 45242
Local (Cincinnati)
Business Services
Mortgage Department
Fraud Department
Account Resolutions
WebsiteLearn more→
Relationship Banking (Deceased Accounts)
Phone1-513-577-8419
Mailing Address
11311 Cornell Park Drive, Cincinnati, OH 45242
Relationship Banking (Alternate)
WebsiteNotify online→
Verified Apr 2026
Estate planning at GE Credit Union means getting each account set up so it transfers automatically when you die—either through a POD beneficiary or trust ownership. Because GE Credit Union is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Without one of these in place, accounts may require probate before your family can access the funds.
With 15 product types, GE Credit Union offers a range of transfer options. Some accounts support Payable on Death (POD) designations, others can be retitled into a trust, and some require probate if no beneficiary is designated. The sections below break down each step.
Simply Free CheckingChoice CheckingRegular SavingsMoney Market AccountThrive Money MarketHealth Savings Account (HSA)HSA CertificateShare CertificateBump Certificate11-Month Certificate
1
Visit any GECU branch with government-issued photo ID
2
Request a POD (Payable on Death) beneficiary designation form
3
Provide beneficiary details:
- Full name
- Date of birth
- Social Security number
- Relationship to account owner
4
Designate primary and contingent beneficiaries
5
Specify percentage allocation if naming multiple beneficiaries
6
Sign and submit the completed form
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- POD designations available for deposit accounts (checking, savings, certificates, money market)
- POD designations do not apply to IRA accounts; IRAs use a separate beneficiary designation
- To name a beneficiary other than your spouse, you and your spouse must complete the form and the spouse signature must be notarized
- When two or more beneficiaries are named and survive the death of all account owners, beneficiaries own the account in equal shares without right of survivorship
- Account owners may change beneficiaries, change account types, and withdraw funds at any time
- A will or trust does not override the beneficiary designation form on file with GECU
- Review recommended after marriage, divorce, birth, or death of a beneficiary
Member Services
Phone1-800-542-7093
Mailing Address
11311 Cornell Park Drive, Cincinnati, OH 45242
Local (Cincinnati)
Business Services
Mortgage Department
Fraud Department
Account Resolutions
WebsiteLearn more→
Member Services
Phone1-800-542-7093
Mailing Address
11311 Cornell Park Drive, Cincinnati, OH 45242
Local (Cincinnati)
Business Services
Mortgage Department
Fraud Department
Account Resolutions
WebsiteLearn more→
Relationship Banking (Deceased Accounts)
Phone1-513-577-8419
Mailing Address
11311 Cornell Park Drive, Cincinnati, OH 45242
Relationship Banking (Alternate)
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your GE Credit Union accounts and other assets with trusts, beneficiary designations, and estate planning documents.
