How to name beneficiaries and fund a trust at First Tech
Covers 15 deposit, 9 retirement, and 2 investment accounts — beneficiaries must be updated in-branch
Member Services
Phone1-855-855-8805
Mailing Address
First Tech Federal Credit Union, PO Box 2100, Beaverton, OR 97075-2100
TDD (Hearing Impaired)
International
WebsiteLearn more→
Member Services / Death Claims
Phone1-855-855-8805
Toll-Free1-855-855-8805
Mailing Address
First Tech Federal Credit Union, PO Box 2100, Beaverton, OR 97075-2100
Insurance Services / Claims
Addison Avenue Investment Services
WebsiteNotify online→
Verified Apr 2026
There are two ways to keep your First Tech accounts out of probate: adding Payable on Death designations and retitling accounts into a trust. Because First Tech is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Both methods ensure your accounts transfer directly to the people you choose, without court involvement.
Across 26 product types, First Tech accounts vary in how they transfer at death. The sections below walk through Payable on Death (POD) designations, trust funding options, and which products support each method.
Rewards CheckingPremier Rewards CheckingDividends Rewards CheckingCarefree CheckingFirst Checking PlusStart Up CheckingHSA CheckingMembership SavingsRewards SavingsPremier Rewards SavingsCarefree SavingsInstant Access SavingsStart Up SavingsShare CertificateBump-Up Share Certificate
1
Visit a First Tech branch (Experience Center) with government-issued photo ID
2
Request POD (Payable on Death) beneficiary designation for deposit accounts
3
Provide beneficiary information:
- Full legal name, date of birth, SSN, and relationship
- For trusts as beneficiary: trust name, date of trust, and EIN
- Percentage allocation if naming multiple beneficiaries (equal distribution by default)
4
Sign the beneficiary designation form
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- POD available for deposit accounts (checking, savings, certificates)
- Trusts can be named as POD beneficiaries
- Member is responsible for notifying beneficiaries of their designation
- First Tech is not obligated to notify POD beneficiaries
- POD accounts bypass probate and pass directly to named beneficiaries
- If multiple POD beneficiaries are designated, each receives an equal share unless otherwise specified
- Not available for HSA accounts
Member Services
Phone1-855-855-8805
Mailing Address
First Tech Federal Credit Union, PO Box 2100, Beaverton, OR 97075-2100
TDD (Hearing Impaired)
International
WebsiteLearn more→
Member Services / Death Claims
Phone1-855-855-8805
Toll-Free1-855-855-8805
Mailing Address
First Tech Federal Credit Union, PO Box 2100, Beaverton, OR 97075-2100
Insurance Services / Claims
Addison Avenue Investment Services
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your First Tech accounts and other assets with trusts, beneficiary designations, and estate planning documents.
