How to name beneficiaries and fund a trust at First Financial Bank
Covers 12 deposit, 2 retirement, and 5 lending accounts — beneficiaries must be updated in-branch
Customer Care Center
400 Pine Street, Suite 310, Abilene, TX 79601
First Financial Trust & Asset Management Company
Death Claims / Customer Care Center
400 Pine Street, Suite 310, Abilene, TX 79601
Preparing your First Financial Bank accounts for estate transfer involves two primary strategies: designating beneficiaries on individual accounts and, where supported, retitling accounts into a revocable living trust. Both approaches bypass probate, but they work differently depending on the account type.
The transfer rules at First Financial Bank vary across 19 accounts. Below is a breakdown of beneficiary options, trust funding, and which products support each method.
- Government-issued photo ID
- Beneficiary information: full legal name, date of birth, Social Security number, and address
- Percentage allocation if naming multiple beneficiaries
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- The account type you select on the Uniform Single-Party or Multiple-Party Account Selection Form determines how the account passes at death; your will may not control funds held in these accounts (Consumer Account Information Booklet, account selection form notice)
- A P.O.D. account is not part of the party's estate under the account agreement
- A Trust Account at First Financial is owned by the trustees, and on the death of the last surviving trustee the account passes to the named beneficiary outside the trustee's estate
- Texas is a community property state -- spousal consent may be required for certain designations
- Online beneficiary designation is not available; the account selection form is signed in a branch
- IRA accounts use a separate beneficiary designation form
Sources
Data sourced from First Financial Bank primary sources (16 pages reviewed). How we research.
Download these First Financial Bank instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against First Financial Bank primary sources. Bring it to the branch or keep it beside the phone.
Customer Care Center
400 Pine Street, Suite 310, Abilene, TX 79601
First Financial Trust & Asset Management Company
Death Claims / Customer Care Center
400 Pine Street, Suite 310, Abilene, TX 79601
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