How to name beneficiaries and fund a trust at F&G
Covers 5 insurance accounts — beneficiaries can be managed online
F&G Service Center, P.O. Box 81497, Lincoln, NE 68501-1497
F&G Service Center, P.O. Box 81497, Lincoln, NE 68501-1497
F&G Service Center (Claims)
F&G Service Center, P.O. Box 81497, Lincoln, NE 68501-1497
Estate planning with F&G policies centers on beneficiary designations—the single most important step for ensuring life insurance proceeds and annuity benefits reach the intended recipients without probate involvement. Unlike bank or brokerage accounts, insurance products are not retitled into trusts; instead, trusts are named as beneficiaries when estate tax planning or controlled distributions are needed.
Each of F&G's 5 policies has different rules for how it transfers at death. The sections below explain the options for each.
- Full legal name, date of birth, Social Security Number, relationship, and percentage allocation
- For trusts as beneficiary: provide trust name, date established, and Tax Identification Number (EIN)
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Trusts can be named as primary or contingent beneficiaries
- Primary and contingent beneficiaries allowed with percentage allocations
- Beneficiaries can choose to receive death benefit as a lump sum or in installments
- Changes processed within 3-5 business days of receipt of all required information
- Faxed documents take 3 business days to enter the processing system
Sources
Data sourced from F&G primary sources (23 pages reviewed). How we research.
Download these F&G instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against F&G primary sources. Bring it to the branch or keep it beside the phone.
F&G Service Center, P.O. Box 81497, Lincoln, NE 68501-1497
F&G Service Center, P.O. Box 81497, Lincoln, NE 68501-1497
F&G Service Center (Claims)
F&G Service Center, P.O. Box 81497, Lincoln, NE 68501-1497
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