How to name beneficiaries and fund a trust at F&G
Covers 5 insurance accounts — beneficiaries can be managed online
Phone1-888-513-8797
Mailing Address
F&G Service Center, P.O. Box 81497, Lincoln, NE 68501-1497
WebsiteLearn more→
Phone1-888-513-8797
Mailing Address
F&G Service Center, P.O. Box 81497, Lincoln, NE 68501-1497
WebsiteLearn more→
F&G Service Center (Claims)
Phone1-888-513-8797
Toll-Free1-888-513-8797
Fax1-800-281-5777
Mailing Address
F&G Service Center, P.O. Box 81497, Lincoln, NE 68501-1497
WebsiteNotify online→
Verified Jul 2026
Estate planning with F&G policies centers on beneficiary designations—the single most important step for ensuring life insurance proceeds and annuity benefits reach the intended recipients without probate involvement. Unlike bank or brokerage accounts, insurance products are not retitled into trusts; instead, trusts are named as beneficiaries when estate tax planning or controlled distributions are needed.
Each of F&G's 5 policies has different rules for how it transfers at death. The sections below explain the options for each.
F&G Indexed Universal Life InsuranceF&G Fixed Indexed Annuity (FIA)F&G Secure MYGA (Multi-Year Guaranteed Annuity)F&G Confidence Builder Registered Index-Linked Annuity (RILA)F&G SecureIncome Annuity
1
Log in to the F&G Policyholder Portal (requires active policy number, email, and SSN or TIN to register)
2
Navigate to "My Service Requests" and submit a service request to change beneficiaries
3
Provide beneficiary details:
- Full legal name, date of birth, Social Security Number, relationship, and percentage allocation
- For trusts as beneficiary: provide trust name, date established, and Tax Identification Number (EIN)
4
Submit the request electronically through the portal
5
F&G will process the request within 3-5 business days of receipt of all required information
6
A confirmation of the change will be mailed to the owner's address on record upon completion
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Trusts can be named as primary or contingent beneficiaries
- Primary and contingent beneficiaries allowed with percentage allocations
- Beneficiaries can choose to receive death benefit as a lump sum or in installments
- Changes processed within 3-5 business days of receipt of all required information
- Faxed documents take 3 business days to enter the processing system
Sources
Data sourced from F&G primary sources (23 pages reviewed). How we research.
Download these F&G instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against F&G primary sources. Bring it to the branch or keep it beside the phone.
Phone1-888-513-8797
Mailing Address
F&G Service Center, P.O. Box 81497, Lincoln, NE 68501-1497
WebsiteLearn more→
Phone1-888-513-8797
Mailing Address
F&G Service Center, P.O. Box 81497, Lincoln, NE 68501-1497
WebsiteLearn more→
F&G Service Center (Claims)
Phone1-888-513-8797
Toll-Free1-888-513-8797
Fax1-800-281-5777
Mailing Address
F&G Service Center, P.O. Box 81497, Lincoln, NE 68501-1497
WebsiteNotify online→
Verified Jul 2026
Estate planning articles
Learn how to protect your F&G accounts and other assets with trusts, beneficiary designations, and estate planning documents.
