Estate planning at Farm Bureau Financial
How to protect 6 Farm Bureau Financial accounts — manage beneficiaries by phone, fund a trust by mail, and file claims through Farm Bureau Financial's Life and Annuity Customer Service
Customer Service
Mailing Address
Farm Bureau Financial Services, 5400 University Avenue, West Des Moines, IA 50266-5997
Life & Annuity Policy Service
Main Office
WebsiteLearn more→
Life and Annuity Customer Service
Phone1-800-247-4170
Mailing Address
Farm Bureau Life Insurance Company, 5400 University Avenue, West Des Moines, IA 50266-5997
WebsiteLearn more→
Life and Annuity Claims Center
Phone1-800-247-4170
Mailing Address
Farm Bureau Life Insurance Company, 5400 University Avenue, West Des Moines, IA 50266-5997
WebsiteNotify online→
Verified May 2026
Farm Bureau Financial is a insurance company with 6 products relevant to estate planning. Life insurance and annuity proceeds transfer directly to named beneficiaries outside of probate, making beneficiary designations one of the most important estate planning steps for Farm Bureau Financial policyholders.
Managing beneficiaries at Farm Bureau Financial is straightforward—changes can be made by mail and by phone, typically taking 15-30 minutes to complete the form; processing typically takes 5-10 business days. Trust funding is also available, allowing families to name a trust as the policy beneficiary or establish an irrevocable life insurance trust (ILIT).
There are two sides to estate planning at Farm Bureau Financial: setting things up while you're alive, and the process survivors follow after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries by phone, fund a trust by mail, and review 6 account types at Farm Bureau Financial.
View details →When someone dies
Death claim process
Contact Farm Bureau Financial's Life and Annuity Customer Service to file a claim. 7-step process, 7 required documents, and contact information for survivors.
View details →For questions about any of these procedures, contact Farm Bureau Financial's Life and Annuity Customer Service at 1-800-247-4170.
Farm Bureau Financial operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Contact your local Farm Bureau agent or call 1-800-247-4170 to request a beneficiary change form. Complete the form with the new beneficiary's full legal name, date of birth, Social Security number, and relationship to you. The form requires both the policy owner's signature and a witness signature. Return the form to your agent or mail it to Farm Bureau Life Insurance Company, 5400 University Avenue, West Des Moines, IA 50266-5997. Policy service forms are also available at fbfs.com/policy-service-forms.
Farm Bureau Life Insurance Company offers term life insurance (available in various terms from 10 to 30 years), whole life insurance (including the AllLife policy with lifetime coverage and single premium option), and universal life insurance (with options for fixed interest, variable, or indexed cash value growth). Products are sold by exclusive Farm Bureau agents across 14 Western and Midwestern states. Not all products are available in every state.
Farm Bureau Life Insurance Company offers fixed annuities (including the Simple Select Fixed Annuity with varying contract lengths), indexed annuities (AccumuLock, Lifetime Income, and My6 products linked to the S&P 500 with downside protection), and variable annuities with market-based investment options. Fixed and indexed annuities provide guaranteed minimum interest rates, while variable annuities carry market risk. A trust can be named as beneficiary on all annuity products.
Farm Bureau Financial Services offers life insurance and annuity products through Farm Bureau Life Insurance Company in 14 states: Arizona, Idaho, Iowa, Kansas, Minnesota, Montana, Nebraska, New Mexico, North Dakota, Oklahoma, South Dakota, Utah, Wisconsin, and Wyoming. Not all products are available in every state. Contact a local Farm Bureau agent or call 1-800-247-4170 for availability in your state.
Yes. To name a revocable living trust as primary or contingent beneficiary, complete the Life Beneficiary Designation Form (433-64) and provide the full legal name of the trust, the date the trust was established, and the trustee name (for example, "The John Smith Revocable Living Trust dated January 1, 2025, John Smith, Trustee"). The form requires the policy owner's signature and a witness signature. Submit it to your Farm Bureau agent or mail it to Farm Bureau Life Insurance Company, 5400 University Avenue, West Des Moines, IA 50266-5997.
Sources
Data sourced from Farm Bureau Financial primary sources (21 pages reviewed). How we research.
Customer Service
Mailing Address
Farm Bureau Financial Services, 5400 University Avenue, West Des Moines, IA 50266-5997
Life & Annuity Policy Service
Main Office
WebsiteLearn more→
Life and Annuity Customer Service
Phone1-800-247-4170
Mailing Address
Farm Bureau Life Insurance Company, 5400 University Avenue, West Des Moines, IA 50266-5997
WebsiteLearn more→
Life and Annuity Claims Center
Phone1-800-247-4170
Mailing Address
Farm Bureau Life Insurance Company, 5400 University Avenue, West Des Moines, IA 50266-5997
WebsiteNotify online→
Verified May 2026
Estate planning articles
Learn how to protect your Farm Bureau Financial accounts and other assets with trusts, beneficiary designations, and estate planning documents.
